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When recorded, return to: <br />Exchange Bank <br />Attn: Final Documents <br />1204 Allen Dr <br />Grand Island, NE 68803 <br />6 LOAN #: 12136126 <br />HMao <br />rn <br />--a <br />�nr• <br />_\ <br />t*'t <br />rrt <br />I W.15 - <br />c") C7 <br />rrl <br />Con <br />[Space Above This Line For Recording Data <br />DEED OF TRUST <br />.70 <br />(,r') <br />r <2; <br />-• r - <br />r <br />U1 <br />'i7 <br />=3 <br />w <br />go <br />MIN: 1008467-0000006918-8 <br />MERS PHONE #: 1-888-679-6377 <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in <br />Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document <br />are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated November 22, 2019, <br />together with all Riders to this document. <br />(B) "Borrower" is VINCENT W RYAN AND ALISA R RYAN, HUSBAND AND WIFE AS JOINT <br />TENANTS. <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Exchange Bank. <br />Lender is a State Chartered Bank, <br />under the laws of Nebraska. <br />1204 Allen Dr, Grand Island, NE 68803. <br />NEBRASKA --Single Family--Fannle Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br />Ellie Mae, Inc. Page 1 of 11 <br />organized and existing <br />Lender's address is <br />Initials• <br />NEEDEED 0315 <br />NEEDEED (CLS) <br />11/21/2019 01:12 PM PST <br />v <br />