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When recorded, return to: <br />Five Points Bank <br />2009 N Diers Ave <br />Grand Island, NE 68803 <br />Title Order No.: GI16371 <br />LOAN #: 2814601 <br />Above This Line For Recording <br />DEED OF TRUST <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in <br />Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document <br />are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated November 1, 2019, <br />together with all Riders to this document. <br />(B) "Borrower" is JOSEPH R JOHNSON AND CRYSTAL M JOHNSON F/K/A CRYSTAL M <br />MCCARTHY, HUSBAND AND WIFE. <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Five Points Bank. <br />Lender is a Nebraska Corporation, <br />under the laws of Nebraska. <br />2009 N Diers Ave, Grand Island, NE 68803. <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is Five Points Bank, A Nebraska Corporation. <br />NEBRASKA --Single Family --Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Ellie Mae, Inc. Page 1 of 10 <br />organized and existing <br />Lender's address is <br />Form 3028 1/01 <br />NEUDEED 0415 <br />NEUDEED (CLS) <br />M <br />Z <br />m <br />M <br />7D <br />=> <br />n <br />-n <br />m N <br />cn <br />c > ;,: <br />M <br />C <br />n = <br />(n <br />C <br />M >c <br />—+ rn <br />o <br />( <br />`.) <br />-� <br />z <br />CA <br />N <br />r3 <br />G� <br />Q <br />M <br />Fri <br />G7 <br />O <br />When recorded, return to: <br />Five Points Bank <br />2009 N Diers Ave <br />Grand Island, NE 68803 <br />Title Order No.: GI16371 <br />LOAN #: 2814601 <br />Above This Line For Recording <br />DEED OF TRUST <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in <br />Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document <br />are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated November 1, 2019, <br />together with all Riders to this document. <br />(B) "Borrower" is JOSEPH R JOHNSON AND CRYSTAL M JOHNSON F/K/A CRYSTAL M <br />MCCARTHY, HUSBAND AND WIFE. <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Five Points Bank. <br />Lender is a Nebraska Corporation, <br />under the laws of Nebraska. <br />2009 N Diers Ave, Grand Island, NE 68803. <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is Five Points Bank, A Nebraska Corporation. <br />NEBRASKA --Single Family --Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Ellie Mae, Inc. Page 1 of 10 <br />organized and existing <br />Lender's address is <br />Form 3028 1/01 <br />NEUDEED 0415 <br />NEUDEED (CLS) <br />