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201906961 <br />E. Lender's Prior Consent. Borrower shall not, except after notice to Lender and with Lender's prior <br />written consent, either partition or subdivide the Property or consent to: (i) the abandonment or termination <br />of the PUD, except for abandonment or termination required by law in the case of substantial destruction <br />by fire or other casualty or in the case of a taking by condemnation or eminent domain; (ii) any amendment <br />to any provision of the "Constituent Documents" if the provision is for the express benefit of Lender; (iii) <br />termination of professional management and assumption of self-management of the Owners Association; <br />or (iv) any action which would have the effect of rendering the public liability insurance coverage <br />maintained by the Owners Association unacceptable to Lender. <br />F. Remedies. If Borrower does not pay PUD dues and assessments when due, then Lender may pay <br />them. Any amounts disbursed by Lender under this paragraph F shall become additional debt of Borrower <br />secured by the Security Instrument. Unless Borrower and Lender agree to other terms of payment, these <br />amounts shall bear interest from the date of disbursement at the Note rate and shall be payable, with <br />interest, upon notice from Lender to Borrower requesting payment. <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />PUD Rider. <br />Sco A Wiles <br />(Seal) Allah r'). /i L142/0 (Seal) <br />-Borrower Sarah M Wiles -Borrower <br />MULTISTATE PUD RIDER - Single Family — <br />Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Page 3 of 3 <br />IDS, Inc. <br />Form 31501/01 <br />Borrower(s) Initials 5D tt) <br />