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1 -4 FAMILY RIDER <br />Assignment of Rents <br />900008637 <br />Loan Number 3235384 <br />THIS 1 -4 FAMILY RIDER is made this 11TH day of OCTOBER , 2000 <br />and is incorporated into and shall be deemed to amend and supplement the Mortgage, Deed of Trust or <br />Security Deed (the "Security Instrument ") of the same date given by the undersigned (the "Borrower ") to <br />secure Borrower's Note to HOMESIDE LENDING, INC. (the "Lender ") of the same date and covering the <br />Property described in the Security Instrument and located at: <br />639 EAST ASHTON, GRAND ISLAND, NEBRASKA 68801 <br />[Property Address] <br />1 -4 FAMILY COVENANTS. In addition to the covenants and agreements made in the Security <br />Instrument, Borrower and Lender further covenant and agree as follows: <br />A. ADDITIONAL PROPERTY SUBJECT TO THE SECURITY INSTRUMENT. In addition to the <br />Property described in the Security Instrument, the following items are added to the Property description, <br />and shall also constitute the Property covered by the Security Instrument: building materials, appliances <br />and goods of every nature whatsoever now or hereafter located in, on, or used, or intended to be used in <br />connection with the Property, including, but not limited to, those for the purposes of supplying or <br />distributing heating, cooling, electricity, gas, water, air and light, fire prevention and extinguishing <br />apparatus, security and access control apparatus, plumbing, bath tubs, water heaters, water closets, sinks, <br />ranges, stoves, refrigerators, dishwashers,; disposals, washers, dryers, awnings, storm windows, storm <br />doors, screens, blinds, shades, curtains and curtain rods, attached mirrors, cabinets, panelling and <br />attached floor coverings now or hereafter attached to the Property, all of which, including replacements <br />and additions thereto, shall be deemed to be and remain a part of the Property covered by the Security <br />Instrument. All of the foregoing together with the Property described in the Security Instrument (or the <br />leasehold estate if the Security Instrument is on a leasehold) are referred to in this 1 -4 Family Rider and <br />the Security Instrument as the "Property. " <br />B. USE OF PROPERTY; COMPLIANCE WITH LAW. Borrower shall not seek, agree to or make a <br />change in the use of the Property or its zoning classification, unless Lender has agreed in writing to the <br />change. Borrower shall comply with all , laws, ordinances, regulations and requirements of any <br />governmental body applicable to the Property. <br />C. SUBORDINATE LIENS. Except as permitted by federal law, Borrower shall not allow any lien <br />inferior to the Security Instrument to be perfected against the Property without Lender's prior written <br />permission. <br />D. RENT LOSS INSURANCE. Borrower shall maintain insurance against rent loss in addition to the <br />other hazards for which insurance is required by Uniform Covenant 5. <br />E. "BORROWER'S RIGHT TO REINSTATE" DELETED. Uniform Covenant 18 is deleted. <br />F. BORROWER'S OCCUPANCY. Unless Lender and Borrower otherwise agree in writing, the first <br />sentence in Uniform Covenant 6 concerning Borrower's occupancy of the Property is deleted. All <br />remaining covenants and agreements set forth in Uniform Covenant 6 shall remain in effect. <br />G. ASSIGNMENT OF LEASES. Upon Lender's request, Borrower shall assign to Lender all leases of <br />the Property and all security deposits made in connection with leases of the Property. Upon the <br />assignment, Lender shall have the right to modify, extend or terminate the existing leases and to execute <br />new leases, in Lender's sole discretion. As used in this paragraph G, the word "lease" shall mean <br />"sublease" if the Security Instrument is on a leasehold. <br />MULTISTATE 1 -4 FAMILY RIDER - Fannie Mae /Freddie Mae Uniform Instrument Form 3170 9/90 (page I of 2 pages) <br />GMD 0009 (9.93) <br />