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20190016 <br />LOAN #: 17719 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants <br />contained in this Balloon Rider. <br />DOUGLAS ERSEN DATE <br />2.Jae/PC/M /0—ft—/ (Seal) <br />AELA 111f/BOERSEN ATE <br />Ellie Mae, Inc. Page 2 of 2 <br />Initials <br />P03508 DU 1012 <br />P03508RLU (CLS) <br />10/10/2019 09:39 AM PST <br />