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200008622 <br />(a) "Borrower" means all persons or entities identified as "Borrower" in the first <br />paragraph of this Instrument, together with their successors and assigns. <br />(b) "Collateral Agreement" means any separate agreement between Borrower <br />and Lender for the purpose of establishing replacement reserves for the Mortgaged <br />Property, establishing a fund to assure completion of repairs or improvements specified <br />in that agreement, or assuring reduction of the outstanding principal balance of the <br />Indebtedness if the occupancy of or income from the Mortgaged Property does not increase <br />to a level specified in that agreement, or any other agreement or agreements between <br />Borrower and Lender which provide for the establishment of any other fund, reserve or <br />account. <br />(c) "Environmental Permit" means any permit, license, or other authorization <br />issued under any Hazardous Materials Law with respect to any activities or businesses <br />conducted on or in relation to the Mortgaged Property. <br />(d) "Event of Default" means the occurrence of any event listed in Section 22. <br />(e) "Fixtures" means all property which is so attached to the Land or the <br />Improvements as to constitute a fixture under applicable law, including: machinery, <br />equipment, engines, boilers, incinerators, installed building materials; systems and <br />equipment for the purpose of supplying or distributing heating, cooling, electricity, gas, <br />water, air, or light; antennas, cable, wiring and conduits used in connection with radio, <br />television, security, fire prevention, or fire detection or otherwise used to carry electronic <br />signals; telephone systems and equipment; elevators and related machinery and <br />equipment; fire detection, prevention and extinguishing systems and apparatus; security <br />and access control systems and apparatus; plumbing systems; water heaters, ranges, <br />stoves, microwave ovens, refrigerators, dishwashers, garbage disposers, washers, dryers <br />and other appliances; light fixtures, awnings, storm windows and storm doors; pictures, <br />screens, blinds, shades, curtains and curtain rods; mirrors; cabinets, paneling, rugs and <br />floor and wall coverings; fences, trees and plants; swimming pools; and exercise <br />equipment. <br />(f) "Governmental Authority" means any board, commission, department or <br />body of any municipal, county, state or federal governmental unit, or any subdivision of <br />any of them, that has or acquires jurisdiction over the Mortgaged Property or the use, <br />operation or improvement of the Mortgaged Property. <br />(g) "Hazardous Materials" means petroleum and petroleum products and <br />compounds containing them, including gasoline, diesel fuel and oil; explosives; flammable <br />materials; radioactive materials; polychlorinated biphenyls ("PCBs ") and compounds <br />FANNIE MAE MULTIFAMILY SECURITY INSTRUMENT - <br />NEBRASKA <br />Form 4028 4/98 Paige 2 <br />