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DEED OF TRUST <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections <br />3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided <br />in Section 16. <br />(A) "Security Instrument" means this document, w 1ch is dated AUGUST 8 2001 <br />together with all Riders to this document. <br />(B) "Borrower" is GAYLEN SPRAGUE AND" KIM HUSBAND AND WIFE <br />SPRAGUE <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is MOUNTAIN WEST FINANCIAL, INC., A CALIFORNIA <br />CORPORATION <br />Lender is a CORPORATION organized <br />and existing under the laws of CALIFORNIA <br />Lender's address is 1902 ORANGE TREE LANE, SUITE 140, REDLANDS , <br />CALIFORNIA 92374 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is FIRST AMERICAN TITLE INSURANCE COMPANY <br />(E) "Note" means the promissory note signed by Borrower and dated AUGUST 8 2001 <br />The Note states that Borrower owes Lender SEVENTY FIVE THOUSAND ONE HUNDRED <br />AND 00/100 Dollars (U.S. $ 7 5, 10 0 . 0 0 ) plus interest. <br />Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than <br />SEPTEMBER 1, 2016 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the <br />Property. " <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any _prepayment charges and late charges <br />due under the Note, and all sums due under this Security Instrument, plus interest. <br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following <br />Riders are to be executed by Borrower [check box as applicable]: <br />❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider <br />❑ Balloon Rider ❑ Planned Unit Development Rider ❑ Other(s) [specify] <br />❑ 1 -4 Family Rider ❑ Biweekly Payment Rider <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 3028 1 /01 <br />Document systems, Inc. (800) 649 -1362 Page 1 of 13 <br />0l0365 111 ) <br />NE30281.DOT <br />7O <br />M <br />n <br />n <br />2 <br />D <br />2 D <br />Z <br />o <br />rn CA <br />_ <br />+ <br />o <br />t� cn <br />o <br />r"r'I <br />►—� <br />o —+ <br />C <br />N <br />CD <br />After Recording Return To: <br />c <br />z <br />MOUNTAIN MOUNTAIN WEST FINANCIAL <br />IN <br />m <br />� <br />O <br />CO <br />=- <br />1902 ORANGE TREE LANE, S <br />IT <br />140 <br />'� <br />►� <br />o -n <br />y <br />REDLANDS, CALIFORNIA 92314 <br />V <br />: <br />�.. <br />Loan Number: 05106009 <br />a c <br />m e <br />-� <br />a <br />o <br />v <br />' p <br />rn <br />co <br />CD <br />c7 <br />w <br />__J <br />z <br />[Space <br />Above This Line <br />For Recording Data] <br />DEED OF TRUST <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections <br />3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided <br />in Section 16. <br />(A) "Security Instrument" means this document, w 1ch is dated AUGUST 8 2001 <br />together with all Riders to this document. <br />(B) "Borrower" is GAYLEN SPRAGUE AND" KIM HUSBAND AND WIFE <br />SPRAGUE <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is MOUNTAIN WEST FINANCIAL, INC., A CALIFORNIA <br />CORPORATION <br />Lender is a CORPORATION organized <br />and existing under the laws of CALIFORNIA <br />Lender's address is 1902 ORANGE TREE LANE, SUITE 140, REDLANDS , <br />CALIFORNIA 92374 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is FIRST AMERICAN TITLE INSURANCE COMPANY <br />(E) "Note" means the promissory note signed by Borrower and dated AUGUST 8 2001 <br />The Note states that Borrower owes Lender SEVENTY FIVE THOUSAND ONE HUNDRED <br />AND 00/100 Dollars (U.S. $ 7 5, 10 0 . 0 0 ) plus interest. <br />Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than <br />SEPTEMBER 1, 2016 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the <br />Property. " <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any _prepayment charges and late charges <br />due under the Note, and all sums due under this Security Instrument, plus interest. <br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following <br />Riders are to be executed by Borrower [check box as applicable]: <br />❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider <br />❑ Balloon Rider ❑ Planned Unit Development Rider ❑ Other(s) [specify] <br />❑ 1 -4 Family Rider ❑ Biweekly Payment Rider <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 3028 1 /01 <br />Document systems, Inc. (800) 649 -1362 Page 1 of 13 <br />0l0365 111 ) <br />NE30281.DOT <br />