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201906339 <br />2930136 <br />Words used in multiple sections of this document are defined below and other words are defined in Sections <br />3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided <br />in Section 16. <br />(A) "Security Instrument" means this document, which is dated OCTOBER 10 , 2019, together with all <br />Riders to this document. <br />(B) "Borrower" is SHEILA GREMLER, AN UNMARRIED WOMAN. Borrower is the trustor under this <br />Security Instrument. <br />(C) "Lender" is MOVEMENT MORTGAGE, LLC. Lender is a LLC organized and existing under the laws of <br />DELAWARE. Lender's address is 8024 CALVIN HALL ROAD INDIAN LAND, SC 29707. <br />(D) "Trustee" is OLD REPUBLIC. <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is <br />acting solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under <br />this Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address <br />and telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated OCTOBER 10, 2019. The Note <br />states that Borrower owes Lender ONE HUNDRED FIFTY-FOUR THOUSAND AND 00/100 Dollars <br />(U.S. $154, 000. 00) plus interest. Borrower has promised to pay this debt in regular Periodic Payments <br />and to pay the debt in full not later than NOVEMBER 1, 2049. <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the <br />Property." <br />(H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges <br />due under the Note, and all sums due under this Security Instrument, plus interest. <br />(I) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following <br />Riders are to be executed by Borrower [check box as applicable]: <br />❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider <br />❑ Balloon Rider ❑ Planned Unit Development Rider ❑ Biweekly Payment Rider <br />❑ 1-4 Family Rider ❑ Other(s) [specify] <br />® VA Rider <br />(J) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, <br />ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final, non <br />-appealable judicial opinions. <br />(K) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other <br />charges that are imposed on Borrower or the Property by a condominium association, homeowners <br />association or similar organization. <br />(L) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, <br />draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, <br />computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an <br />account. Such term includes, but is not limited to, point-of-sale transfers, automated teller machine <br />transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers. <br />(M) "Escrow Items" means those items that are described in Section 3. <br />NEBRASKA --Single Family-- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />EJ 338.41 Page 2 of 16 <br />II <br />M <br />II <br />i <br />2930136-9282-2-16 <br />Form 3028 1/01 <br />Modified for VA <br />