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1 <br />NMLS# 7233; Originator: Ed Jarosik, NMLS# 470809 <br />Loan Number: 13330923 <br />201906235 <br />MIN: 100287715003215964 <br />FHA Case Number: 321-3722998-703 <br />FHA PLANNED UNIT DEVELOPMENT RIDER <br />THIS PLANNED UNIT DEVELOPMENT RIDER is made this 7th day of October, 2019, and is <br />incorporated into and shall be deemed to amend and supplement the Mortgage, Deed of Trust or Security <br />Deed ("Security Instrument") of the same date given by the undersigned ("Borrower") to secure Borrower's <br />Note ("Note") to Gateway Mortgage Group, a division of Gateway First Bank ("Lender") of the same <br />date and covering the Property described in the Security Instrument and located at: <br />4717 Gunbarrel P1 <br />Grand Island, NEBRASKA 68801-8504 <br />(Property Address). <br />The Property Address is a part of a planned unit development ("PUD") known as <br />Hidden Lakes <br />(Name of Planned Unit Development). <br />PUD COVENANTS. In addition to the covenants and agreements made in the Security Instrument, <br />Borrower and Lender further covenant and agree as follows: <br />A. So long as the Owners Association (or equivalent entity holding title to common areas and facilities), <br />acting as trustee for the homeowners, maintains, with a generally accepted insurance carrier, a "master" <br />or "blanket" policy insuring the property located in the PUD, including all improvements now existing or <br />hereafter erected on the mortgaged premises, and such policy is satisfactory to Lender and provides <br />insurance coverage in the amounts, for the periods, and against the hazards Lender requires, including <br />fire and other hazards included within the term "extended coverage," and loss by flood, to the extent <br />required by the Secretary, then: (i) Lender waives the provision in Paragraph 3 of this Security Instrument <br />for the monthly payment to Lender of one -twelfth of the yearly premium installments for hazard <br />FHA — MULTISTATE PUD Rider 11 <br />Page 1 of 2 <br />IDS, Inc. <br />II <br />Borrower(s) Initials <br />