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<br />WHEN RECORDED MAIL TO:
<br />Five Points Bank
<br />Diers Branch
<br />2009 N. Diers Ave.
<br />PO Box 1507
<br />Grand Island, NE 68802
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<br />FOR RECORDER'S USE ONLY
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<br />FIVE POINTS BANK
<br />III1111611III IIIINIIII IIII IIIII111II IIII II111 IIIIIBII IIIIIIIII
<br />*0000000000028133210340
<br />DEED OF TRUST
<br />THIS DEED OF TRUST is dated September 23, 2019, among CARMELA K SHUBERT-KOZEL and
<br />DENISE R KOZEL, MARRIED TO EACH OTHER, whose address is 824 W 13TH ST, GRAND
<br />ISLAND, NE 68801 ("Trustor"); Five Points Bank, whose address is Diers Branch, 2009 N.
<br />Diers Ave., PO Box 1507, Grand Island, NE 68802 (referred to below sometimes as "Lender"
<br />and sometimes as "Beneficiary"); and Five Points Bank, whose address is P.O Box 1507, Grand
<br />Island, NE 68802-1507 (referred to below as "Trustee").
<br />CONVEYANCE AND GRANT. For valuable consideration, Trustor conveys to Trustee in trust, WITH POWER OF SALE,
<br />for the benefit of Lender as Beneficiary, all of Trustor's right, title, and interest in and to the following described real
<br />property, together with all existing or subsequently erected or affixed buildings, improvements and fixtures; all
<br />easements, rights of way, and appurtenances; all water, water rights and ditch rights (including stock in utilities with
<br />ditch or irrigation rights); and all other rights, royalties, and profits relating to the real property, including without
<br />limitation all minerals, oil, gas, geothermal and similar matters, (the "Real Property') located in HALL
<br />County, State of Nebraska:
<br />OND
<br />LOT SIX (6), BLOCK TWELVE (12), GILBERT'S SES9 ADDITION TO THE CITY OF GRAND
<br />ISLAND, HALL COUNTY, NEBRASKA
<br />The Real Property or its address is commonly known as 824 W 13TH ST, GRAND ISLAND, NE
<br />68801. The Real Property tax identification number is 400135205.
<br />FUTURE ADVANCES. In addition to the Note, this Deed of Trust secures all future advances made by Lender to Trustor
<br />whether or not the advances are made pursuant to a commitment. Specifically, without limitation, this Deed of Trust
<br />secures, in addition to the amounts specified in the Note, all future amounts Lender in its discretion may loan to
<br />Trustor, together with all interest thereon.
<br />Trustor presently assigns to Lender (also known as Beneficiary in this Deed of Trust) all of Trustor's right, title, and
<br />interest in and to all present and future leases of the Property and all Rents from the Property. In addition, Trustor
<br />grants to Lender a Uniform Commercial Code security interest in the Personal Property and Rents.
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