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BY SIGNING BELOW, Borrower accepts and agrees to the terms contained in this Security Instrument and in <br />any rider(s) executed by Borrower and recorded with it. <br />Witnesses: <br />�(�'/il(lL <br />U Q 2 � <br />(Seal) <br />MANDRIA <br />L BRACHA <br />- Borrower <br />(Seal) <br />RANDY L <br />BRACHA JR <br />- Borrower <br />(Seal) <br />(Seal) <br />- Borrower <br />- Borrower <br />(Seal) <br />(Seal) <br />- Borrower <br />- Borrower <br />(Seal) <br />(Seal) <br />- Borrower <br />- Borrower <br />STATE OF NEBRASKA, <br />Hall <br />County ss: <br />The foregoing instrument was acknowledged before me this 13TH <br />day of OCTOBER <br />, <br />2000 ,byMANDRIA L BRACHA AND RANDY L BRACHA JR, Wife and Husband. <br />X <br />Witness my hand and notarial seal at Grand Island, Nebraska in said <br />County, the date aforesaid. <br />My Commission Expires: January 30, 2004 <br />(Mm4R(NE) (9601) <br />GENERAL NOTARY -State of Nebraska <br />DEBRA J. KOZAK <br />my Comm. Exp. Jan. 30, 2004 <br />Notary Public <br />Page 8 of 8 <br />