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c 201905694 ) Make a gift, subject to the limitations of the Nebraska Uniform Power of Attorney Act and any special instructions in this power of attorney ) Create or change rights of survivorship ) Create or change a beneficiary designation ) Delegate to another person to exercise the authority granted under this power of attorney ) Waive the principal's right to be a beneficiary of a joint and survivor annuity, including a survivor benefit under a retirement plan ) Exercise fiduciary powers that the principal has authority to delegate ) Renounce or disclaim an interest in property, including a power of appointment LINIITATION ON AGENT'S AUTHORITY Except as otherwise authorized by the Power of Personal and Family Maintenance, an agent MAY NOT use my property to benefit the agent or a person to whom the agent owes an obligation of support unless I have included that authority in the Special Instructions or the Grant of Specific Authority. SPECIAL INSTRUCTIONS 1. NONE EFFECTIVE DATE Power of attorney becomes effective upon disability of principal; continues in effect after principal's death until notice. Pursuant to Section 30-4009 of the Nebraska Statutes, I declare that this power of attorney shall become effective upon my disability or incapacity, but not until then, and that the authority granted herein shall continue during any period while I am disabled or incapacitated. I authorize my daughter, Jennifer Gardient, or my son, Jeffrey Becker, to make such determination that I am disabled or incapacitated, if it is necessary to establish my agent's authority to any person. Further, all such authority shall continue after my death, until notice of such death shall have been received by my attorney so that she has actual knowledge of the fact that I have died. Any action taken in good faith by said attorney during any period while it is uncertain whether I am alive, before he receives actual knowledge of my death, or, in any event, taken during the period while I am disabled or incapacitated, shall be as valid as if I were alive, competent, and not disabled. RELIANCE ON THIS POWER OF ATTORNEY Any person, including my agent, may rely upon the validity of this power of attorney or a copy of it unless that person knows it has terminated or is invalid. Page 3 of 6