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201905675 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />-Witness -Witness <br />FELICIA L ROWSE <br />NEBRASKA, <br />(Seal) (Seal) <br />-Borrower -Borrower <br />County ss: <br />The foregoing instrument was acknowledged before me this 12th day of September, 2019by FELICIA L ROWSE. <br />Witness my hand and notarial seal at (-;y , in said County, the date aforesaid. <br />My Commission Expires: j .77),(_)' <br />��O <br />GENERAL NOTARY • State of Nebraska <br />SARAH M. WILES <br />My Comm. Exp. June 19, 2023 <br />Notary Public <br />Loan originator (Organization): OPEN MORTGAGE, LLC; NMLS #: 2975 <br />Loan originator (Organization): EXCHANGE BANK (FI); NMLS #: 411384 <br />Loan originator (Individual): DAN MILAN WASICK; NMLS #: 1800558 <br />FHA Nebraska Deed of Trust with MERS 1/2015 <br />IDS, Inc. -59482 <br />Page 12 of 12 <br />