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<br />WHEN RECORDED MAIL TO:
<br />Five Points Bank
<br />Diers Branch
<br />2009 N. Diers Ave.
<br />PO Box 1507
<br />Grand Island, NE 68802
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<br />FIVE POINTS BANK
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<br />DEED OF TRUST
<br />THIS DEED OF TRUST is dated August 29, 2019, among MERLE C HOLMES, whose address is
<br />1908 W 10TH ST, GRAND ISLAND, NE 68803 and EILEEN M HOLMES, whose address is
<br />1908 W 10TH ST, GRAND ISLAND, NE 68803; Husband and Wife ("Trustor"); Five Points
<br />Bank, whose address is Diers Branch, 2009 N. Diers Ave., PO Box 1507, Grand Island, NE
<br />68802 (referred to below sometimes as "Lender" and sometimes as "Beneficiary"); and Five
<br />Points Bank, whose address is P.O Box 1507, Grand Island, NE 68802-1507 (referred to
<br />below as "Trustee").
<br />CONVEYANCE AND GRANT. For valuable consideration, Trustor conveys to Trustee in trust, WITH POWER OF SALE,
<br />for the benefit of Lender as Beneficiary, all of Trustor's right, title, and interest in and to the following described real
<br />property, together with all existing or subsequently erected or affixed buildings, improvements and fixtures; all
<br />easements, rights of way, and appurtenances; all water, water rights and ditch rights (including stock in utilities with
<br />ditch or irrigation rights); and all other rights, royalties, and profits relating to the real property, including without
<br />limitation all minerals, oil, gas, geothermal and similar matters, (the "Real Property") located in HALL
<br />County, State of Nebraska:
<br />Lot Fifteen (15), Block Eleven (11), Boggs and Hill's Addition to the City of Grand Island,
<br />Hall County, Nebraska.
<br />The Real Property or its address is commonly known as 1908 W 10TH ST, GRAND ISLAND,
<br />NE 68803.
<br />REVOLVING LINE OF CREDIT. This Deed of Trust secures the Indebtedness including, without limitation, a revolving
<br />line of credit, which obligates Lender to make advances to Trustor so long as Trustor complies with all the terms of the
<br />Credit Agreement. Such advances may be made, repaid, and remade from time to time, subject to the limitation that
<br />the total outstanding balance owing at any one time, not including finance charges on such balance at a fixed or
<br />variable rate or sum as provided in the Credit Agreement, any temporary overages, other charges, and any amounts
<br />expended or advanced as provided in this paragraph, shall not exceed the Credit Limit as provided in the Credit
<br />Agreement. It is the intention of Trustor and Lender that this Deed of Trust secures the balance outstanding under the
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