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<br />RETURN TO: Mayer, Burns & Koenig, 308 N. Locust, Suite 306, Grand Island, NE 68801
<br />FIRST DEED OF TRUST
<br />THIS DEED OF TRUST is made as of the 30 day of August , 2019, by and among
<br />CRISTINA TERRAZAS, a single person, ("TRUSTOR"), whose mailing address is: 1010 E. 9th Street,
<br />Grand Island, Nebraska and DUANE A. BURNS, Attorney at Law, ("TRUSTEE"), whose mailing address
<br />is: 308 North Locust Street, Suite 306, Grand Island, Nebraska 68801-5984 and GRAND ISLAND AREA
<br />HABITAT FOR HUMANITY, INC., a Nebraska Corporation, ("BENEFICIARY"), whose mailing address is:
<br />502 W. 2nd Street, Grand Island, Nebraska 68801.
<br />FOR VALUABLE CONSIDERATION, Trustor irrevocably transfers, conveys, and assigns to
<br />Trustee, IN TRUST, WITH POWER OF SALE, for the benefit and security of Beneficiary, under and
<br />subject to the terms and conditions of this Deed of Trust, the real property located in the County of Hall,
<br />State of Nebraska, and legally described as follows: (the "Property"):
<br />Lots Five (5) and Six (6), Block Thirty -Six (36), in Lambert's
<br />Addition to the City of Grand Island, Hall County, Nebraska
<br />TOGETHER WITH all rents, easements, appurtenances, hereditaments, interests in adjoining
<br />roads, streets and alleys, improvements and buildings of any kind situated thereon and all personal
<br />property that may be or hereafter become an integral part of such buildings and improvements.
<br />The property and the entire estate and interest conveyed to the Trustee are referred to
<br />collectively as the "Trust Estate".
<br />FOR THE PURPOSE OF SECURING:
<br />a. Payment of indebtedness in the total principal amount of $126,787.94 with no interest thereon,
<br />as evidenced by the certain Promissory Note of even date (the "Note") with a maturity date of September
<br />1, 2049 executed by Trustor which has been delivered and is payable to the order of Beneficiary, and
<br />which by this reference is hereby made a part hereof, and any and all modifications, extensions and
<br />renewals thereof, and,
<br />b. Payment of all sums advanced by Beneficiary to protect the Trust Estate, with no interest
<br />thereon.
<br />This Deed of Trust, the Note, and any other instrument given to evidence or further secure the
<br />payment and performance of any obligation secured hereby are referred to collectively as the "Loan
<br />Instruments".
<br />TO PROTECT THE SECURITY OF THIS DEED OF TRUST:
<br />1. PAYMENT OF INDEBTEDNESS. Trustor shall pay when due the principal of $97,758.62, and
<br />the interest on, the indebtedness evidenced by the Note, charges, fees and all other sums as provided in
<br />the Loan Instruments.
<br />2. TAXES. Trustor shall pay each installment of all taxes and special assessments of every kind,
<br />now or hereafter levied against the Trust Estate or any part hereof, before delinquency, without notice or
<br />demand, and shall provide Beneficiary with evidence of the payment of same. Trustor shall pay all taxes
<br />and assessments which may be levied upon Beneficiary's interest herein or upon this Deed of Trust or the
<br />debt secured hereby, without regard to any law that may be enacted imposing payment of the whole or
<br />any part thereof upon the Beneficiary.
<br />ON 1N3W11111SNI
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