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200108274 <br />5- 0MRcIsING nm COmmcwAL MODIRICAI70N AND EXTENSION OPTION <br />The Note Holder will nO*'M a a bast 60 cakndar days in advance of the Note bIauafty Date and advise me offhe <br />pb'r-44 soc°eid bur unpad mmesk and &I1 other su" I am expected tb owe on the Note Mantrity Date. Mie Nole <br />holder also -W advm me thrtt I may C=mse the Condmocal Modification and Extension opt if the eondit m M <br />Section 2 above we lees. The Nast: Holder will provide my paymeia record rdamubon, together with the <br />address of the peezaon rcPmsmtmg the Note Holder that I most notifj+in order to ammse the Conditional Modification and <br />Efftfon Option if I mxt ft anal mx of Socbon 2 above, I maY r mcm the Condtional Modification slid Extmmon <br />Option by "otifying the Note BiOlda tso earlier than 60 calendar days and no later than 45 calendar drys Pros to the Now <br />Manaity Date. The Note Flokkr -0 calculate the fixed Modified Noes Raft based up= tic Foderal Horne Lpart Mortgage <br />Capomfim.s Wbcablc pablislled net yield in effect on the date and time of day notification is received by the <br />NA'm Hold= and as caladamod in Sects 3 above. I will then have 30 calendar da)a to provide the Note Haider wits <br />Proof of nay =pm'd o•cnaslup, ocxvpalcy std property lien stanm Before the Nacre Maturity Date the Note <br />Holde will advise the of the n1c v iaeeszet (the Modified Note Ratc), new monthly payment am = and a date, time <br />and place at which I twat apphr to sip any doNnrents noWzed to corrlplem the rcipured Nom Ratr modification and Note <br />,VatmItY Date artra+s M I mderstand the Nom Holder will charge me a $250 processing fee and the costs associated with <br />the fmciac of the Cott&wnd Modfimurt and Fxtmum Option, mdudmg but not Un ized to the cost of updating the title <br />po&cy. <br />BY SIG 715 BELOW, BORROWER ac MM and app to the termv old covenants cotnt=cd in this Balloon Rider. <br />Shirley M. nelaney _B�) <br />(Seal) <br />- $Ormwer <br />(seal) <br />- Baaowtt <br />!sue Ongmal 0*1 <br />PRULTMATS 8AU4OM R=M @C*"%Md_ ae4 Z_daaf.Sm& V#fflj _,Fnd" Mae UMYOAM 4'irrRUMM FWn 3190 1/01 f�egr J o/1 Pµ+st/ <br />