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<br />WHEN RECORDED MAIL TO:
<br />PINNACLE BANK
<br />GRAND ISLAND OFFICE, LPO
<br />3610 W CAPITAL AVE
<br />GRAND ISLAND, NE 68803
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<br />FOR RECORDER'S USE ONLY
<br />DEED OF TRUST
<br />THIS DEED OF TRUST is dated August 13, 2019, among RAYMOND J. O'CONNOR, Trustee of
<br />RAYMOND J. O'CONNOR REVOCABLE LIVING TRUST under the provisions of a trust
<br />agreement dated February 23, 2016, whose address is 2502 A N WEBB RD, GRAND ISLAND,
<br />NE 68803; and JENNIFER S. O'CONNOR, Trustee of JENNIFER S. O'CONNOR REVOCABLE
<br />LIVING TRUST under the provisions of a trust agreement dated February 23, 2016, whose
<br />address is 2502 A N WEBB RD, GRAND ISLAND, NE 68803 ("Trustor"); PINNACLE BANK,
<br />whose address is GRAND ISLAND OFFICE, LPO, 3610 W CAPITAL AVE, GRAND ISLAND, NE
<br />68803 (referred to below sometimes as "Lender" and sometimes as "Beneficiary"); and
<br />PINNACLE BANK, whose address is 3610 W CAPITAL AVE, GRAND ISLAND, NE 68803
<br />(referred to below as "Trustee").
<br />CONVEYANCE AND GRANT. For valuable consideration, Trustor conveys to Trustee in trust, WITH POWER OF SALE,
<br />for the benefit of Lender as Beneficiary, all of Trustor's right, title, and interest in and to the following described real
<br />property, together with all existing or subsequently erected or affixed buildings, improvements and fixtures; all
<br />easements, rights of way, and appurtenances; all water, water rights and ditch rights (including stock in utilities with
<br />ditch or irrigation rights); and all other rights, royalties, and profits relating to the real property, including without
<br />limitation all minerals, oil, gas, geothermal and similar matters, (the "Real Property") located in HALL
<br />County, State of Nebraska:
<br />The North Half of Lot One (1), and all of Lots Two (2), Three (3), Four (4), Five (5), Six (6)
<br />and Lot Seven (7), in Block Eleven (11), Kernohan and Decker's Addition to the City of
<br />Grand Island, Hall County, Nebraska, and that part of Vacated Alley and that part of
<br />Vacated Monroe Street as shown in Ordinance No. 7816 and recorded as Document No.
<br />92-106397, Excepting a tract Deeded to the City of Grand Island in Corporation Warranty
<br />Deed filed as Document No. 92-109114.
<br />and
<br />Lots One (1), Two (2), Three (3), Four (4), Five (5), Six (6), Seven (7) and Eight (8), in
<br />Block Twelve (12), Kernohan and Decker's Addition to the City of Grand Island, Hall
<br />County, Nebraska, and that part of Vacated Alley as shown in Book 9, Page 351 and that
<br />part of Vacated Monroe Street as shown in Ordinance No. 7816 and recorded as Document
<br />No. 92-106397, Excepting a tract Deeded to the City of Grand Island in Trustees Deed
<br />recorded in Book 171, Page 252 and in Corporation Warranty Deed filed as Document No.
<br />92-109115 and Warranty Deed to the State of Nebraska Department of Roads recorded as
<br />Document No. 200611407.
<br />The Real Property or its address is commonly known as 1600 AND 1602 WEST 2ND STREET,
<br />GRAND ISLAND, NE 68801.
<br />CROSS -COLLATERALIZATION. In addition to the Note, this Deed of Trust secures all obligations, debts and liabilities,
<br />plus interest thereon, of Trustor to Lender, or any one or more of them, as well as all claims by Lender against Trustor
<br />or any one or more of them, whether now existing or hereafter arising, whether related or unrelated to the purpose of
<br />the Note, whether voluntary or otherwise, whether due or not due, direct or indirect, determined or undetermined,
<br />absolute or contingent, liquidated or unliquidated, whether Trustor may be liable individually or jointly with others,
<br />whether obligated as guarantor, surety, accommodation party or otherwise, and whether recovery upon such amounts
<br />may be or hereafter may become barred by any statute of limitations, and whether the obligation to repay such amounts
<br />may be or hereafter may become otherwise unenforceable.
<br />FUTURE ADVANCES. In addition to the Note, this Deed of Trust secures all future advances made by Lender to Trustor
<br />whether or not the advances are made pursuant to a commitment. Specifically, without limitation, this Deed of Trust
<br />secures, in addition to the amounts specified in the Note, all future amounts Lender in its discretion may loan to
<br />Trustor, together with all interest thereon.
<br />Trustor presently assigns to Lender (also known as Beneficiary in this Deed of Trust) all of Trustor's right, title, and
<br />interest in and to all present and future leases of the Property and all Rents from the Property. In addition, Trustor
<br />grants to Lender a Uniform Commercial Code security interest in the Personal Property and Rents.
<br />THIS DEED OF TRUST, INCLUDING THE ASSIGNMENT OF RENTS AND THE SECURITY INTEREST IN THE RENTS AND
<br />PERSONAL PROPERTY, IS GIVEN TO SECURE (A) PAYMENT OF THE INDEBTEDNESS AND (B) PERFORMANCE OF
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