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401904b90 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this PUD <br />Rider. <br />(Seal) <br />Jat)ies,,D Lott -Borrower <br />li <br />— (Seal) <br />-Borrower <br />— (Seal) <br />-Borrower <br />(Seal) <br />J ie L Lott -Borrower <br />— (Seal) <br />-Borrower <br />— (Seal) <br />-Borrower <br />MULTISTATE PUD RIDER --Single Family Doc1Na /c <br />Fannie Mae/Freddie Mac UNIFORM INSTRUMENT 9 <br />Form 3150 1/01 Page 3 of 3 www.docmagic.com <br />