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201904432 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this PUD <br />Rider. <br />(Seal) (_- (Seal) <br />ower - EYE SHULTZ <br />Borrower - MATTHEW f- HULTZ <br />Origination Company: Bank of the West <br />NMLSR ID: 19116 <br />Originator: Chaney Kell <br />NMLSR ID: 1054290 <br />111 11111111 1111 11 <br />III <br />* 8 8 1 0 2 0 1 2 5 5* <br />MOLT STATE PUD RIDER -Sing e Family --Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Mortgage Cadence Document Center © 3204 01/14 <br />1 <br />1 <br />CPUDRDR * <br />Form 3150 1101 <br />(page 3 of 3 pages) <br />