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20190378'5 Loan Number: 0030014492 Case Number: 34-34-6-0224271 PLANNED UNIT DEVELOPMENT RIDER THIS PLANNED UNIT DEVELOPMENT RIDER is made this 28th day of JUNE, 2019 , and is incorporated into and shall be deemed to amend and supplement the Mortgage, Deed of Trust, or Security Deed (the "Security Instrument") of the same date, given by the undersigned (the "Borrower") to secure Borrower's Note to EQUITABLE BANK, A CORPORATION (the "Lender") of the same date and covering the Property described in the Security Instrument and located at: 526 Coneflower, GRAND ISLAND, NEBRASKA 68803 [Property Address] The Property includes, but is not limited to, a parcel of land improved with a dwelling, together with other such parcels and certain common areas and facilities, as described in COVENANTS, CONDITIONS AND RESTRICTIONS OF RECORD (the "Declaration"). The Property is a part of a planned unit development known as Copper Creek Estates Community Association Inc [Name of Planned Unit Development] (the "PUD"). The Property also includes Borrower's interest in the homeowners association or equivalent entity owning or managing the common areas and facilities of the PUD (the "Owners Association") and the uses, benefits and proceeds of Borrower' s interest. PUD COVENANTS. In addition to the covenants and agreements made in the Security Instrument, Borrower and Lender further covenant and agree as follows: A. PUD Obligations. Borrower shall perform all of Borrower's obligations under the PUD's Constituent Documents. The "Constituent Documents" are the (i) Declaration; (ii) articles of incorporation, trust instrument or any equivalent document which creates the Owners Association; and (iii) any by-laws or other rules or regulations of the Owners Association. Borrower shall promptly pay, when due, all dues and assessments imposed pursuant to the Constituent Documents. B. Property Insurance. So long as the Owners Association maintains, with a generally accepted insurance carrier, a "master" or "blanket" policy insuring the Property which is satisfactory to Lender and MULTISTATE PUD RIDER --Single Family MODIFIED FOR DEPARTMENT OF VETERANS AFFAIRS (REV. 1/01) Page 1 of 3 DocMag/c www.docmagic.com 1 111111 1111111111 11111 1111111111 1111111111 1111111111 111111 I III 1111111111 1111111111 11111 11111 11111 11111 11111 1 1 111 11111 111111111111111 II 11111111 0111110100 01110111111111111111