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<br />Instrument, and Borrower' s obligation to pay the sums secured by this Security Instrument, shall continue unchanged. 
<br />Lender may require that Borrower pay such reinstatement sums and expenses in one or more of the following forms, 
<br />as selected by Lender: (a) cash; (b) money order; (c) certified check, bank check, treasurer' s check or cashier's check, 
<br />provided any such check is drawn upon an institution whose deposits are insured by a federal agency, instrumentality 
<br />or entity; or (d) Electronic Funds Transfer. Upon reinstatement by Borrower, this Security Instrument and obligations 
<br />secured hereby shall remain fully effective as if no acceleration had occurred. However, this right to reinstate shall 
<br />not apply in the case of acceleration under Section 18. 
<br />20. Sale of Note; Change of Loan Servicer; Notice of Grievance. The Note or a partial interest in the Note 
<br />(together with this Security Instrument) can be sold one or more times without prior notice to Borrower. A sale might 
<br />result in a change in the entity (known as the "Loan Servicer") that collects Periodic Payments due under the Note 
<br />and this Security Instrument and performs other mortgage loan servicing obligations under the Note, this Security 
<br />Instrument, and Applicable Law. There also might be one or more changes of the Loan Servicer unrelated to a sale 
<br />of the Note. If there is a change of the Loan Servicer, Borrower will be given written notice of the change which will 
<br />state the name and address of the new Loan Servicer, the address to which payments should be made and any other 
<br />information RESPA requires in connection with a notice of transfer of servicing. If the Note is sold and thereafter 
<br />the Loan is serviced by a Loan Servicer other than the purchaser of the Note, the mortgage loan servicing obligations 
<br />to Borrower will remain with the Loan Servicer or be transferred to a successor Loan Servicer and are not assumed 
<br />by the Note purchaser unless otherwise provided by the Note purchaser. 
<br />Neither Borrower nor Lender may commence, join, or be joined to any judicial action (as either an individual 
<br />litigant or the member of a class) that arises from the other party's actions pursuant to this Security Instrument or that 
<br />alleges that the other party has breached any provision of, or any duty owed by reason of, this Security Instrument, 
<br />until such Borrower or Lender has notified the other party (with such notice given in compliance with the requirements 
<br />of Section 15) of such alleged breach and afforded the other party hereto a reasonable period after the giving of such 
<br />notice to take corrective action. If Applicable Law provides a time period which must elapse before certain action 
<br />can be taken, that time period will be deemed to be reasonable for purposes of this paragraph. The notice of 
<br />acceleration and opportunity to cure given to Borrower pursuant to Section 22 and the notice of acceleration given 
<br />to Borrower pursuant to Section 18 shall be deemed to satisfy the notice and opportunity to take corrective action 
<br />provisions of this Section 20. 
<br />21. Hazardous Substances. As used in this Section 21: (a) "Hazardous Substances" are those substances 
<br />defined as toxic or hazardous substances, pollutants, or wastes by Environmental Law and the following substances: 
<br />gasoline, kerosene, other flammable or toxic petroleum products, toxic pesticides and herbicides, volatile solvents, 
<br />materials containing asbestos or formaldehyde, and radioactive materials; (b) "Environmental Law" means federal 
<br />laws and laws of the jurisdiction where the Property is located that relate to health, safety or environmental protection; 
<br />(c) "Environmental Cleanup" includes any response action, remedial action, or removal action, as defined in 
<br />Environmental Law; and (d) an "Environmental Condition" means a condition that can cause, contribute to, or 
<br />otherwise trigger an Environmental Cleanup. 
<br />Borrower shall not cause or permit the presence, use, disposal, storage, or release of any Hazardous Substances, 
<br />or threaten to release any Hazardous Substances, on or in the Property. Borrower shall not do, nor allow anyone else 
<br />to do, anything affecting the Property (a) that is in violation of any Environmental Law, (b) which creates an 
<br />Environmental Condition, or (c) which, due to the presence, use, or release of a Hazardous Substance, creates a 
<br />condition that adversely affects the value of the Property. The preceding two sentences shall not apply to the 
<br />presence, use, or storage on the Property of small quantities of Hazardous Substances that are generally recognized 
<br />to be appropriate to normal residential uses and to maintenance of the Property (including, but not limited to, 
<br />hazardous substances in consumer products). 
<br />Borrower shall promptly give Lender written notice of (a) any investigation, claim, demand, lawsuit or other 
<br />action by any governmental or regulatory agency or private party involving the Property and any Hazardous Substance 
<br />or Environmental Law of which Borrower has actual knowledge, (b) any Environmental Condition, including but not 
<br />limited to, any spilling, leaking, discharge, release or threat of release of any Hazardous Substance, and (c) any 
<br />condition caused by the presence, use or release of a Hazardous Substance which adversely affects the value of the 
<br />Property. If Borrower learns, or is notified by any governmental or regulatory authority, or any private party, that 
<br />NEBRASKA --Single Family --Fannie Mae/Freddie Mac UNIFORM INSTRUMENT 
<br />Form 3028 1/01 Page 11 of 14 
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