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201903245 <br />BY SIGNING BELOW, orrower accepts and agrees to the terms and covenants <br />contained in this Security strum t and in any Rider executed by Borrower and recorded with <br />it. <br />Witnesses: <br />EREMY L JEPSON <br />(Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />NEBRASKA — Single Family -- Fannie Ma 'Freddie Mae UNIFORM INSTRUMENT Form 3023 1/01 <br />GCC - G3028-18 (09/01) (Page 18 of 19) <br />v <br />