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Q, my n <br />c —.rn i <br />inz <br />0. ki T -)CD <br />Y‘ rg A• <br />e45 w <br />TsV <br />N <br />cp <br />ACKNOWLEDGMENT AND UNDERSTANDING <br />AND <br />WAIVER & DISCLAIMER OF HOMESTEAD RIGHTS <br />(Attachment to Trust Deed with Power of Sale) <br />The undersigned, as Trustor (Borrower) in a certain Trust Deed with Power of Sale <br />(herein called Trust Deed) to be executed immediately following the execution hereof, which <br />Trust Deed is identified as follows: <br />Date: May 18, 2019 <br />Trustor: Elpidio Gamez and Rosa Gamez, husband and wife <br />Trustee: Daniel A. Smith, Attorney, 114 N. 6th, Beatrice, NE 68310 <br />Beneficiary: Center for Rural Affairs, P.O. Box 136, Lyons, NE 68038-0136 (Lender) <br />Consideration: Deed of Trust dated, 05/18/2019 securing the following real estate: <br />Lot Three (3), Minor Subdivision, Hall County Nebraska. <br />Property located at:4353 W Stolley Park Rd, Alda NE 68810 <br />acknowledges, waives and disclaims as follows: <br />1. The undersigned understands that the document to be executed is a Trust Deed with Power of <br />Sale, and is not a mortgage. <br />2. The undersigned understands that the power of sale contained in the Trust Deed provides the <br />undersigned with substantially different rights and obligations in the event of a default or breach <br />of obligation that the right and obligations provided it in a mortgage. <br />3. The undersigned understands as Trustor the undersigned may have a right to claim the real <br />estate described in the Trust Deed, or a part thereof (hereinafter called security), as homestead, or <br />at some time in the future may designate the security or a part thereof as homestead. The <br />undersigned hereby waives any right to make a designation of homestead in the security or any <br />part thereof, and disclaims designation of homestead in the security or any part thereof, and <br />disclaims any right to make a designation of homestead in the future in the security or any part <br />thereof so long as the Trust Deed remains a lien on the security. <br />—.4 <br />rim <br />7C7 <br />rvi <br />con <br />C <br />rn <br />