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Return To: Wells Fargo Bank, N.A. <br />FINAL DOCS F0012 -01B <br />5 6200 PARK AVE <br />DES MOINES, IA 50321 <br />(D (Q Prepared By: Erika E Karas <br />(D <br />2701 WELLS FARGO WAY <br />3RD FLOOR <br />MINNEAPOLIS, MN 55467-8000 <br />S <br />m <br />—73 <br />—c <br />1 • <br />t: <br />Cri <br />j.a <br />Deed of Trust <br />Definitions. Words used in multiple sections of this document are defined below and other words are <br />defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this <br />document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated April 26, 2019, together with all <br />Riders to this document. <br />(B) "Borrower" is Miriam Ruiz, a single person; Angelica Cruz, a single person; as Joint Tenants. <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Wells Fargo Bank, N.A.. Lender is a corporation organized and existing under the <br />laws of United States of America. Lender's address is 101 North Phillips Avenue, Sioux Falls, SD <br />57104. Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is Wells Fargo Financial National Bank. <br />HCFG-00359 427940019213 <br />NEBRASKA -Single Family -Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br />VMP® 12/17 <br />Wolters Kluwer Financial Services 2019041917.1.0.4574-J20180529Y Page 1 of 17 <br />E <br />1II 111 <br />