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200108105 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms contained in this Security Instrument and in <br />any rider(s) executed by Borrower and recorded with it. <br />Witnesses: <br />a <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />(Seal) <br />TERENCE G DVORAK - Borrower <br />�.�CAL (Seal) <br />ILA M DVORAK - Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />STATE OF NEBRASKA, HALL County ss: <br />The foregoing instrument was acknowledged before me this 10TH day of AUGUST <br />2001 byTERENCE G DVORAK AND ILA M DVORAK <br />Witness my hand and notarial seal at <br />County, the date aforesaid. <br />My Commission Expires: January 30, 2004 <br />(M®4RINE) (9601) <br />GENERAL NOTARY WA 01 N*Uh <br />II DEBRA J. KOZAK <br />Mr Comm. EW Jain. 30, 2004 <br />Grand Island, Nebraska <br />Notary Public <br />c. <br />Page 8 of 8 <br />in said <br />