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DISCLAIMER 1. That no part of the homestead of the undersigned is presently or in the future will be situated on the following described real estate (hereinafter referred to as "Parcel 1 "), nor are there any buildings sufficient to be designated as a homestead presently located upon Parcel 1: The Southeast Quarter (SE1 /4) and Lot One (1) in the South Half of the Northeast Quarter (Sl /2NE�1/4) of Section Fifteen (15), Township Nine (9) North, Range Eleven (11) West of the 6th P.M., Hall County, Nebraska, being all the land in the East Half of said Section Fifteen (15) lying South of the South Channel of the Platte River. 2. The undersigned acknowledge that, while the Mortgage or Trust Deed remains unsatisfied and a lien on Parcel 1, they shall have no right presently or in the future to make a designation of homestead on Parcel 1, including without limitation, in the event of a foreclosure or trustee's sale under the Mortgage or Trust Deed. 3. The undersigned acknowledge that if, contrary to this Disclaimer, they establish a homestead on Parcel 1 during the time the mortgage or Trust Deed remains unsatisfied and a lien upon Parcel 1, they shall have no right to make a designation of homestead in the event of a foreclosure or trustee's sale under the Mortgage or Trust Deed. 4. The undersigned state that this acknowledgment is their knowing and voluntary act and deed, and constitutes a written disclaimer and acknowledgment under the Nebraska Farm Homestead Protection Act, and the undersigned do hereby disclaim any right to designate a homestead in the event of default upon such Mortgage or Trust Deed or in the event of a foreclosure or trustee's sale under the Mortgage or Trust Deed. 5. The undersigned further understand and agree that this acknowledgment and Disclaimer shall be filed as a Preface to and become a part of the Mortgage or Trust Deed. \, O ci �i "�. c7 C/> '� p f� C m O CD irn = c, a° CD C. m9 r., sO r rn 3 rn� y M C:) c:,- cio V \ rNo O O co to T 0 FARM HOMESTEAD PROTECTION ACT WAIVER AND DISCLAIMER In accordance with the provisions of the Nebraska Farm Homestead Protection Act, the undersigned, Gayle Binfield and LaDonna Binfield husband and wife , prior to executing the attached Mortgage or Trust Deed dated August 9 , 20 01 , by and between the undersigned and Wells Fargo Bank Nebraska, National Association, Hastings, Nebraska (hereinafter referred to as "Mortgage or Trust Dedd ") hereby states and acknowledges: DISCLAIMER 1. That no part of the homestead of the undersigned is presently or in the future will be situated on the following described real estate (hereinafter referred to as "Parcel 1 "), nor are there any buildings sufficient to be designated as a homestead presently located upon Parcel 1: The Southeast Quarter (SE1 /4) and Lot One (1) in the South Half of the Northeast Quarter (Sl /2NE�1/4) of Section Fifteen (15), Township Nine (9) North, Range Eleven (11) West of the 6th P.M., Hall County, Nebraska, being all the land in the East Half of said Section Fifteen (15) lying South of the South Channel of the Platte River. 2. The undersigned acknowledge that, while the Mortgage or Trust Deed remains unsatisfied and a lien on Parcel 1, they shall have no right presently or in the future to make a designation of homestead on Parcel 1, including without limitation, in the event of a foreclosure or trustee's sale under the Mortgage or Trust Deed. 3. The undersigned acknowledge that if, contrary to this Disclaimer, they establish a homestead on Parcel 1 during the time the mortgage or Trust Deed remains unsatisfied and a lien upon Parcel 1, they shall have no right to make a designation of homestead in the event of a foreclosure or trustee's sale under the Mortgage or Trust Deed. 4. The undersigned state that this acknowledgment is their knowing and voluntary act and deed, and constitutes a written disclaimer and acknowledgment under the Nebraska Farm Homestead Protection Act, and the undersigned do hereby disclaim any right to designate a homestead in the event of default upon such Mortgage or Trust Deed or in the event of a foreclosure or trustee's sale under the Mortgage or Trust Deed. 5. The undersigned further understand and agree that this acknowledgment and Disclaimer shall be filed as a Preface to and become a part of the Mortgage or Trust Deed.