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201901895
<br />LOAN #: 12501641
<br />sale, the following described property located in the County
<br />[Type of Recording Jurisdiction] Of Hall [Name of Recording Jurisdiction]:
<br />Lot Five (5) of the County Subdivision of Lots Thirteen (13), and Sixteen (16), and part of Lots
<br />Eight (8), Eleven (11),Twelve (12), and Fourteen (14), of the County Subdivision of the
<br />Southeast Quarter of the Southwest Quarter (SEI/4SW1/4) of Section Sixteen (16), in Township
<br />Eleven (11) North, Range Nine (9), West of the 6th P.M., Hall County, Nebraska.
<br />APN #: 400144956
<br />.which currently has the address of 1218 W Division St, Grand Island,
<br />[Street] [City]
<br />Nebraska 68803 ("Property Address"):
<br />[Zip Code]
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements,
<br />appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall
<br />also be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument
<br />as the "Property." Borrower understands and agrees that MERS holds only legal title to the interests
<br />granted by Borrower in this Security Instrument, but, if necessary to comply with law or custom, MERS
<br />(as nominee for Lender and Lender's successors and assigns) has the right: to exercise any or all of
<br />those interests, including, but not limited to, the right to foreclose and sell the Property; and to take any
<br />action required of Lender including, but not limited to, releasing and canceling this Security Instrument.
<br />BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and
<br />has the right to grant and convey the Property and that the Property is unencumbered, except for
<br />encumbrances of record. Borrower warrants and will defend generally the title to the Property against
<br />all claims and demands, subject to any encumbrances of record.
<br />THIS SECURITY INSTRUMENT combines uniform covenants for national use and non-uniform
<br />covenants with limited variations by jurisdiction to constitute a uniform security instrument covering real
<br />property.
<br />UNIFORM COVENANTS. Borrower and Lender covenant and agree as follows:
<br />1. Payment of Principal, Interest, Escrow Items, Prepayment Charges, and Late Charges.
<br />Borrower shall pay when due the principal of, and interest on, the debt evidenced by the Note and any
<br />prepayment charges and late charges due under the Note. Borrower shall also pay funds for Escrow
<br />Items pursuant to Section 3. Payments due under the Note and this Security Instrument shall be made in
<br />U.S. currency. However, if any check or other instrument received by Lender as payment under the Note
<br />or this Security Instrument is retumed to Lender unpaid, Lender may require that any or all subsequent
<br />payments due under the Note and this Security Instrument be made in one or more of the following forms,
<br />as selected by Lender: (a) cash; (b) money order; (c) certified check, bank check, treasurer's check or
<br />cashier's check, provided any such check is drawn upon an institution whose deposits are insured by
<br />a federal agency, instrumentality, or entity; or (d) Electronic Funds Transfer.
<br />Payments are deemed received by Lender when received at the location designated in the Note
<br />or at such other location as may be designated by Lender in accordance with the notice provisions in
<br />Section 15. Lender may return any payment or partial payment if the payment or partial payments are
<br />insufficient to bring the Loan current. Lender may accept any payment or partial payment insufficient to
<br />bring the Loan current, without waiver of any rights hereunder or prejudice to its rights to refuse such
<br />payment or partial payments in the future, but Lender is not obligated to apply such payments at the time
<br />such payments are accepted. If each Periodic Payment is applied as of its scheduled due date, then
<br />Lender need not pay interest on unapplied funds. Lender may hold such unapplied funds until Borrower
<br />makes payment to bring the Loan current. If Borrower does not do so within a reasonable period of
<br />time, Lender shall either apply such funds or return them to Borrower. If not applied earlier, such funds
<br />will be applied to the outstanding principal balance under the Note immediately prior to foreclosure. No
<br />offset or claim which Borrower might have now or in the future against Lender shall relieve Borrower
<br />from making payments due under the Note and this Security Instrument or performing the covena
<br />and agreements secured by this Security Instrument.
<br />Initials.
<br />NEBRASKA—Single Family --Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01
<br />Ellie Mae, Inc. Page 3 of 11
<br />NEEDEED 0315
<br />NEEDEED (CLS)
<br />04/01/2019 12'21 PM PST
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