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—�— n frn'1= CA v� -� Frn rn M M CD �1 ~' T� � -4 - o © r, cn o N D MO ........ a M F—► v, cn rn WHEN RECORDED MAIL TO: Cornerstone Bank Hildreth Facility P.O. Box 127 133 Commercial Ave Hildreth, NE 68947 FOR RECORDER'S USE ONLY DISCLAIMER OF HOMESTEAD Executed pursuant to Section 4(3)(a) and (b) of the Farm Homestead Protection Act GRANTOR: Michael A. Panowicz and Patricia M. Panowicz LENDER: Cornerstone Bank LENDER'S ADDRESS: Hildreth Facility, P.O. Box 127, 133 Commercial Ave, Hildreth, NE 68947 PROPERTY LEGAL DESCRIPTION: Located in Hall County, State of Nebraska: See the exhibit or other description document which is attached to this Document and made a part of this Document as if fully set forth herein. The Real Property or its address is commonly known as Part of SWI/4 & W1/2SE1/4 31-12-10 and Part of NEI/4NW14 & S1/2NW1/4 & W1/2NE1/4 27-12-11 Hall County, NE. UNDERSIGNED, Michael A. Panowicz; and Patricia M. Panowicz, GRANTOR, hereby states that no part of Undersigned's homestead is presently, or in the future will be, situated upon the real estate described in the Deed of Trust. Undersigned also understands that if Undersigned establishes a homestead on any part of the real estate during the time the Deed of Trust remains unsatisfied and a lien upon the real estate, there will be no right to make a designation of homestead in the event of a trustee's sale upon such Deed of Trust. Further, Undersigned acknowledges that Undersigned has had an opportunity to read the proposed Deed of Trust with power of sale and that Undersigned is signing this Document first before signing the Deed of Trust. THE UNDERSIGNED ACKNOWLEDGES HAVING READ ALL THE PROVISIONS OF THIS FARM HOMESTEAD PROTECTION ACT DOCUMENT. THIS DOCUMENT IS EXECUTED ON MARCH 27, 2019. GRANTOR: X Michael A. Panowicz X e0J7-,"- Patricia M. Panowicz J— r\.1 0 0 co al 1-"