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m� <br />co <br />13V211SSV TO <br />m <br />T <br />Z <br />v <br />=N <br />Prepared By: Cherry Creek Mortgage Co., Inc. <br />7600 East Orchard Road, Suite 250-N <br />Greenwood Village, CO 80111 <br />Record and Return to: 1st Reverse Mortgage, USA <br />3609 S. Wadsworth Blvd Suite 500 <br />Lakewood, CO 80235 <br />Attn: Final Docs <br />State of NEBRASKA <br />cn CO <br />[Space Above This Line For Recording Data] <br />FHA Case No. 321-3674551-962 <br />Loan No. 907911692 <br />MIN: 1000302-0907911692-6 <br />ADJUSTABLE RATE <br />HOME EQUITY CONVERSION SECOND DEED OF TRUST <br />THIS INSTRUMENT IS A DEED OF TRUST WHICH SECURES FUTURE ADVANCES <br />THIS DEED OF TRUST ("Security Instrument" or "Second Security Instrument") is made on <br />March 20, 2019. The trustor is Mary Lou Taylor, an unmarried woman, whose address is 205 E <br />PINE STREET, DONIPHAN, Nebraska 68832 ("Borrower"). Borrower is a trustor who is an <br />original borrower under the Loan Agreement and Note. The term "Borrower" does not include the <br />Borrower's successors and assigns. Trustor is an original trustor under this Security Instrument. The <br />term "Trustor" includes Trustor's heirs, executors, administrators, and assigns. The trustee is the <br />SENIOR OFFICIAL WITH RESPONSIBILITY FOR SINGLE FAMILY MORTGAGE INSURANCE <br />PROGRAMS IN THE DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT FIELD <br />OFFICE WITH JURISDICTION OVER THE PROPERTY DESCRIBED BELOW, OR A DESIGNEE <br />OF THAT OFFICIAL ("Trustee"). The beneficiary is the Federal Housing Commissioner, whose address <br />is 451 Seventh Street, SW, Washington, DC 20410 ("Lender" or "Commissioner"). Borrower has agreed <br />to repay to Lender amounts which Lender is obligated to advance, including future advances, under the <br />terms of a Home Equity Conversion Loan Agreement dated the same date as this Security Instrument <br />("Loan Agreement"). The agreement to repay is evidenced by Borrower's Adjustable -Rate Note dated <br />the same date as this Security Instrument ("Second Note"). This Security Instrument secures to Lender: <br />(a) the repayment of the debt evidenced by the Second Note, with interest at a rate subject to adjustment <br />42651940.v3 <br />Page 1 of 14 HECM Second Deed OfTrust--2017 <br />ON IN3W11111SNI SY 031131N3 <br />