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<br />NoN•UNIt•nNM COVENANT S Borrower and Lender further covenant and agree as (ill low%:
<br />19. Accelerstioai Rearedlrs. Lender shalt give notice to Burrower prior to acceleration following Borrower's
<br />bremb of any covenant or agreleltleat in this Security Instrument (but not prior to acceleration under paragraphs 13 and 17
<br />ualeas applicable law providee otherwise). The notice shall specify: (a) the default; (b) the action required to cure the
<br />defaulti (c) a date, not less than 30 days from the date the notice is given to Borrower, by which the default must be cured;
<br />and (d) that failure to cure the default on or before the date specified In the notice may result in acceleration of the sums
<br />secured by this Security Instrument and sale of the Property. The notice shall further Inform Borrower of the right to
<br />reinstate after acceleration and the right to bring a court action to assert the nonexistence of a default or any other
<br />defense of Borrower to acceleration and sale. If the default is not cured on or before the date specified is the entice. Lender
<br />at Its option may require Immediate payment In fall of all sums secured by this Security Instrument without further
<br />demand and may invoke the power of sate and may other remedks permitted by applicable law. Lender shall be nititled to
<br />collect all expeasea iucrssed in pursol" the rents" provided in this paragraph 19, including: but not liaaited to,
<br />reasonable attore eys' few and casts of title evidence.
<br />If the power of sale is ilavio&* , Trustee shall record a notice of default In each county is which any part of the
<br />Property is located and shall mall copies of im ch notim In the manner prescribed by applicable law to Borrower and to the
<br />ether peraoaa prescribed by "Icable law. After the time required by applicable law, Tramm shall ptive public notice of
<br />oak to the persons anti in the moaner prescribed by applicable law. Trustee, without demand an 1110rower, shall sell the
<br />Property at public aacdon to the highest bidder at the time and Owe and under the terms deWgnated in the notice of sale in
<br />one or more parcels and in nay order Trustee determines. Trustee may postpone sale of all or soy parcel of the Property by
<br />pabpe as aouneemeat at the time and place of may Wevioudy scheduled sale. Lender or its designee may purchase the
<br />Property at nay sale.
<br />Upon receipt of payment of the price bid, Trustee shall deliver to the purchaser 'Tru"ee's deed conveying the
<br />Property. The recitals In the Trustee's deed shall be prima facie evidence of the truth of the statements made therein.
<br />Trustee shall apply the proceedo of the side in the fell owing order. (a) to all expenses of the sale, including, but not limited
<br />to, Trustee's fees as permitted by applicable law and reasonable attorneys' fees; tb) to all smis secured by this Security
<br />Instrument; and (c) any excess to the person or persons legally entitled to it.
<br />20. Lender in Possession, 11pon acceleration under paragraph iQ or abandonrnenn of the Property, Lender (in
<br />person, by agent or by judicially appointed receiver) shall be entitled to enter upon, tale possession of and manag; the
<br />Property and to colleei the rents of the Property including those pact due. Any rents collected by Lender or the receiver
<br />shall be applied first to poi ment of the costs of management of the Property and collection of rend,, including, but not
<br />limited to, receiver's fees, premiums on receiver's bonds and reasonable attorneys' fees, and then to the .vums secured by
<br />this Security Instrument.
<br />21. Resccnveyeace. Upon payment of all sums secured by iliac: Security Instrument, Lender shall request Trusl:•e to
<br />reconvey the Property and shall surrender this Security Instrument and all notes evidencing debt secured by this Security
<br />Instrument to Trustee. Trustee shall reconvey the Property without warranty and without charge to the person or persons
<br />legally entitled to it. Such person or persons shall pay any recordation costs.
<br />22. Substitute Trustee. Lender, at its option, may from time to time remove Trustee and appoint a successor trustee
<br />to any Trustee appointed hereunder by an instrument recorded in the county in which this Security instrument is recorded.
<br />Without conveyance of the Property, the successor trustee shall succeed to all the title, power and dunes conferred upon
<br />Trustee herein and by applicable law.
<br />23. Request for Notices. Borrower requests that copies of the notices of default and sale be sent to Borrnw•er's
<br />address which is the Property Address.
<br />24. itirc(ers to this Security Instrument. If tine or more riders are executed by Borrower and recorded together with
<br />this Security Instrument, the covenants and agreements of each such rider shall be incorporated into and shall amend and
<br />supplement the covenants and agreements of this. security Instrument as if the riders) were a part of this Security
<br />instrument. (Check applicable box(es))
<br />❑ Adjustable Rate Rider [] Condominium Rider [] 2.4 Family Rider —
<br />❑ Graduated Payment Rider 0 Planned Unit Development Rider
<br />❑ Other(s) [specify]
<br />BY SIGNING BELOW, Borrower accepts and agrees so the terms and coi,enaots contained an this Security
<br />instrument and in any rider(s) executed by Borrower and recorded with it.
<br />SrAVL ov NL•HkAskA,
<br />m L. Epp
<br />.... ..........................(Seal )
<br />—owmil a
<br />'190 ...... ......... .........
<br />Sov
<br />. Epp
<br />Hell c ounl} .s:
<br />On this 28th day of September , 1990 , brllllc roc, the undersigned, a Noaar% hultlit.
<br />duly commissioned and qualified for said county, per%onalh canoe John L. Epp and Patricia A. Epp, each
<br />in his end her calm right, and as spouse of each other Io life kIlitasll it) he file
<br />identical person(s) whose name(%) are subscribed to the foregoing imirunfent artJl arAnit.atatilycol the execution
<br />thereof to be heir Voluntar% act JGI1"! deed.
<br />Witness my hand and notarial .cal at fa rand ISlasMd, Nebraska .0 .did file
<br />date aforesaid. Wit III
<br />Nun � M rlaY
<br />My Commission expo �IEMI1J•AUM
<br />REQUI-S1 i•UR RI•( ONVI VAN( l
<br />Tit Tki Si t I
<br />isle undersigned i% the holdo tit (ill' lithe All IItNC., %etilled lit till% Decd ill I I11 %l. 1S,114.1 11011, 411 IL tIC torclllo
<br />with all other indebledncss +retired h% this Uced tit I lust, hate bccn paid Ill lull. 1 '111.11C hctcbt %In%•%Ictl lit k.114 l .Jill
<br />note or ottle% and (Ills M d All 1111 \I, Muth ac dclltcicd llt•Irb%, ,111%1 lit Ic.01116 1, ttlill"111 tt,11,,11U \, ,111 Illy, �I,11.
<br />now held by you under till% Decd All lrosl tit (he pelmIll to lm%lal� k -ralk %1111144 111th ki
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