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241900787 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Skodmi <br />Lai <br />Bethany A. <br />o� <br />02/07/2019 (Seal) <br />-Borrower <br />d4Ifl <br />02/07/2019 (Seal) <br />drain <br />-Borrower <br />(Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />Refer to the attached Signature Addendum for additional parties and signatures. <br />FHA Deed of Trust With MERS-NE <br />Bankers SystemTM VMP O <br />Wolters Kluwer Financial Services <br />111111)111711,171,1,11°1131181114111111111111111111111111 11 <br />2 <br />9/30/2014 <br />VMP4N(NE) (1506).00 <br />Page 16 of 17 <br />