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200107942 <br />Loan No: FLAG- 998401685 <br />Parcel/Tax ID #: 400055333 <br />MORTGAGE INSURANCE RIDER <br />This Mortgage Insurance Rider is made this 7th day of August, 2001 and is <br />incorporated into and shall be deemed to amend and supplement the mortgage, deed of trust, or security <br />deed (the "Security Instrument ") of the same date given by the undersigned ( "Borrower ") to secure <br />Borrower's Conventional Fixed Rate [identify type of note, e.g. fixed <br />rate] note (the "Note ") to <br />MORTGAGE EXPRESS, INC. <br />( "Lender ") <br />of the same date and covering the property described in the Security Instrument and located at: <br />304 SOUTH VINE <br />GRAND ISLAND, NE 68801 <br />[Property Address] <br />The Security Instrument is amended by adding the following at the end of Section 10 (if the Security <br />Instrumtnt has a form date at the lower left corner of 3/99 or later) or Section 8 (if the Security <br />Instrument has a form date at the lower left corner that is earlier than 3/99): <br />Mortgage Insurance reimburses Lender (or any entity that purchases the Note) for certain losses <br />it may incur if Borrower does not repay the Loan as agreed. Borrower is not a party to the <br />Mortgage Insurance. <br />Mortgage Insurers evaluate their total risk on all such insurance in force from time to time, and <br />may enter into agreements with other parties that share or modify their risk, or reduce losses. <br />These agreements are on terms and conditions that are satisfactory to the mortgage insurer and <br />MULTISTATE MORTGAGE INSURANCE RIDER- Single Family - Fannie Mae Uniform Instrument <br />Form 3160 4/00 <br />Laser Forrns Inc. (800) 446 -3555 C <br />- LFI# FNMA3160 4/00 Page 1 of 2 Initials: • �' /�- <br />N <br />