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<br />WHEN RECORDED MAIL TO:
<br />Five Points Bank
<br />Stolley Branch
<br />3111 W. Stolley Pk. Rd.
<br />PO Box 1507
<br />Grand Island, NE 68802
<br />Cr)
<br />FOR RECORDER'S USE ONLY
<br />FIVE POINTS BANK
<br />III IIIIIIIIIIIIIIII111111110IIIIIIIIII11111 11111111111111
<br />DEED OF TRUST
<br />THIS DEED OF TRUST is dated January 3, 2019, among BARBARA A FRANKE AND JOHN D
<br />FRANKE, WIFE AND HUSBAND, whose address is 7567 S SCHAUPPSVILLE RD, WOOD RIVER,
<br />NE 68883-9422 ("Trustor"); Five Points Bank, whose address is Stolley Branch, 3111 W.
<br />Stolley Pk. Rd., PO Box 1507, Grand Island, NE 68802 (referred to below sometimes as
<br />"Lender" and sometimes as "Beneficiary"); and Five Points Bank, whose address is P.O Box
<br />1507, Grand Island, NE 68802-1507 (referred to below as "Trustee").
<br />CONVEYANCE AND GRANT. For valuable consideration, Trustor conveys to Trustee in trust, WITH POWER OF SALE,
<br />for the benefit of Lender as Beneficiary, all of Trustor's right, title, and interest in and to the following described real
<br />property, together with all existing or subsequently erected or affixed buildings, improvements and fixtures; all
<br />easements, rights of way, and appurtenances; all water, water rights and ditch rights (including stock in utilities with
<br />ditch or irrigation rights); and all other rights, royalties, and profits relating to the real property, including without
<br />limitation all minerals, oil, gas, geothermal and similar matters, (the "Real Property") located in HALL
<br />County, State of Nebraska:
<br />Lot Five (5), Block One Hundred Twenty -Two (122), Union Pacific Railway Co.'s Second
<br />Addition to the City of Grand Island, Hall County, Nebraska
<br />The Real Property or its address is commonly known as 707-709 N ELM ST, GRAND ISLAND,
<br />NE 68801.
<br />CROSS -COLLATERALIZATION. In addition to the Note, this Deed of Trust secures all obligations, debts and liabilities,
<br />plus interest thereon, of either Trustor or Borrower to Lender, or any one or more of them, as well as all claims by
<br />Lender against Borrower and Trustor or any one or more of them, whether now existing or hereafter arising, whether
<br />related or unrelated to the purpose of the Note, whether voluntary or otherwise, whether due or not due, direct or
<br />indirect, determined or undetermined, absolute or contingent, liquidated or unliquidated, whether Borrower or Trustor
<br />may be liable individually or jointly with others, whether obligated as guarantor, surety, accommodation party or
<br />otherwise, and whether recovery upon such amounts may be or hereafter may become barred by any statute of
<br />limitations, and whether the obligation to repay such amounts may be or hereafter may become otherwise
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