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201808305 <br />(Q) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. Section 2601 et seq.) and <br />its implementing regulation, Regulation X (12 C.F.R. Part 1024), as they might be amended from <br />time to time, or any additional or successor legislation or regulation that governs the same subject <br />matter. As used in this Security Instrument, RESPA refers to all requirements and restrictions that <br />are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a <br />"federally related mortgage loan" under RESPA. <br />(R) "Secretary" means the Secretary of the United States Department of Housing and Urban <br />Development or his designee. <br />(S) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether <br />or not that party has assumed Borrower's obligations under the Note and/or this Security <br />Instrument. <br />TRANSFER OF RIGHTS IN THE PROPERTY. The beneficiary of this Security Instrument is <br />MERS (solely as nominee for Lender and Lender's successors and assigns) and the successors and <br />assigns of MERS. This Security Instrument secures to Lender: (i) the repayment of the Loan, and all <br />renewals, extensions and modifications of the Note; and (ii) the performance of Borrower's covenants <br />and agreements under this Security Instrument and the Note. For this purpose, Borrower irrevocably <br />grants and conveys to Trustee, in trust, with power of sale, the following described property located <br />in the County [Type of Recording Jurisdiction] of Hall [Name of Recording Jurisdiction]: SEE <br />ATTACHED LEGAL DESCRIPTION <br />Parcel ID Number: 400106698 which currently has the address of 1108 W 6th ST [Street] <br />GRAND ISLAND [City], Nebraska 68801 [Zip Code] ("Property Address"): <br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, <br />appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions <br />shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security <br />Instrument as the "Property". Borrower understands and agrees that MERS holds only legal title to <br />the interests granted by Borrower in this Security Instrument, but, if necessary to comply with law or <br />custom, MERS (as nominee for Lender and Lender's successors and assigns) has the right: to exercise <br />any or all of those interests, including, but not limited to, the right to foreclose and sell the Property; <br />and to take any action required of Lender including, but not limited to, releasing and canceling this <br />Security Instrument. <br />BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and <br />has the right to grant and convey the Property and that the Property is unencumbered, except for <br />encumbrances of record. Borrower warrants and will defend generally the title to the Property against <br />all claims and demands, subject to any encumbrances of record. <br />THIS SECURITY INSTRUMENT combines uniform covenants for national use and non-uniform <br />covenants with limited variations by jurisdiction to constitute a uniform security instrument covering <br />real property. <br />UNIFORM COVENANTS. Borrower and Lender covenant and agree as follows: <br />HCFG-00703 100011300238332513 <br />FHA Deed of Trust With MERS-NE <br />Bankers Systems'' VMP® <br />Wolters Kluwer Financial Services <br />2018122417.1.0.4574-J20180529Y <br />1331522618212 <br />9/30/20 4 <br />12/ 7 <br />Page 3 of 16 <br />rr . <br />iDuu <br />