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When recorded, return to: <br />Great Western Bank <br />Attn: Post Closing Department <br />3405 N. Louise Avenue <br />Sioux Falls , SD 57107 <br />800-952-2043 <br />Ms <br />a© Title Order No.: GI14882 <br />Escrow No.: GI14882 <br />r`Z LOAN #: 1111098012 <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />CD <br />N) <br />C ) <br />'. r- <br />r� <br />G') <br />r_n <br />C') <br />Cr) <br />MIN: 1001257-1111098011-7 <br />MERS PHONE #: 1-888-679-6377 <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in <br />Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document <br />are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated December 21, 2018, <br />together with all Riders to this document. <br />(B) "Borrower" is CLARK A RATHMAN AND LAUREN E RATHMAN, HUSBAND AND WIFE AS <br />JOINT TENANTS WITH RIGHT OF SURVIVORSHIP. <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Great Western Bank. <br />Lender is a Corporation, <br />under the laws of South Dakota. <br />225 S Main Avenue, Sioux Falls, SD 57104. <br />NEBRASKA --Single Family --Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br />Ellie Mae, Inc. Page 1 of 11 <br />organized and existing <br />Lender's address is <br />Initials: 7_CA" <br />NEEDEED 0315 <br />NEEDEED (CLS) <br />12/20/2018 10:53 AM PST <br />