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2018082/0 GRANT OF SPECIFIC AUTHORITY (OPTIONAL) My agent MAY NOT do any of the following specific acts for 1 LESS I have INITIALED the specific authority listed below: (CAUTION: Granting any of the following will : e your agent the authority to take actions that could significantly reduce your property or c ge how your property is distributed at your death. INITIAL ONLY the specific authority yo - ANT to give your agent.) ( ) Create, amend, revoke, o erminate an intervivos trust ( ) Make a gift, subject t• e limitations of the Uniform Power of Authority Act [insert citation to Section 217 of the act] d any specific Instructions in this power of attorney ( ) Create or ch. • • e rights of survivorship ( ) Create or ange a beneficiary designation ( ) Deleg. - to another person to exercise the authority granted under this power of attorney ( ) Wa. le the principal's right to be a beneficiary of a joint and survivor annuity, including a survivor ► - nefit under a retirement plan Exercise fiduciary powers that the principal has authority to delegate Renounce or disclaim an interest in property, including a power of appointment LIMITATION ON AGENT'S AUTHORITY Except as otherwise authorized by the Power of Personal and Family Maintenance, an agent MAY NOT use my property to benefit the agent or a person to whom the agent owes an obligation of support unless I have included that authority in the Special Instructions or the Grant of Specific Authority. SPECIAL INSTRUCTIONS (OPTIONAL) You may give special instructions on the following lines: EFFECTIVE DATE This power of attorney is effective immediately unless I have stated otherwise in the Special Instructions.