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k;b1,01110V 1.06 <br />When recorded, return to: <br />Union Bank and Trust Company <br />Attn: Retail Loan Operations <br />PO Box 82535 <br />Lincoln, NE 68501-2535 <br />800-297-2837 <br />A <br />VS)\ <br />rn <br />r"7 <br />DEFINITIONS <br />:C Words used in multiple sections of this document are defined below and other words are defined in <br />VD Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document <br />r*� <br />Con are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated November 20, 2018, <br />together with all Riders to this document. <br />(B) "Borrower" is HENRY A RATHJEN AND SARA R RATHJEN, HUSBAND AND WIFE. <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />r <br />cn <br />() <br />S <br />MIN: 1001489-0000045056-1 <br />MERS PHONE #: 1-888-679-6377 <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Union Bank and Trust Company. <br />Lender is a State Chartered Bank, <br />under the laws of Nebraska. <br />3643 S 48th St, Lincoln, NE 68506. <br />NEBRASKA --Single Family --Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br />Ellie Mae, Inc. Page 1 of 11 <br />organized and existing <br />Lender's address is <br />NEEDEED 0315 <br />NEEDEED (CLS) <br />11/19/2018 06:57 AM PST <br />