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201807974 <br />LOAN #: 080794 <br />(ii) the performance of Borrower's covenants and agreements under this Security Instrument and the <br />Note. For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of <br />sale, the following described property located in the County <br />[Type of Recording Jurisdiction] <br />of Hall <br />[Name of Recording Jurisdiction]: <br />SEE LEGAL DESCRIPTION ATTACHED HERETO AND MADE A PART HEREOF AS "EXHIBIT A". <br />APN #: 400033682 <br />which currently has the address of 2421 N Custer Ave, Grand Island, <br />Nebraska 68803 ("Property Address"): <br />[Zip Code] <br />[Street] [City] <br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, <br />appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall <br />also be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as <br />the "Property." Borrower understands and agrees that MERS holds only legal title to the interests granted <br />by Borrower in this Security Instrument, but, if necessary to comply with law or custom, MERS (as nominee <br />for Lender and Lender's successors and assigns) has the right: to exercise any or all of those interests, <br />including, but not limited to, the right to foreclose and sell the Property; and to take any action required of <br />Lender including, but not limited to, releasing and canceling this Security Instrument. <br />BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has <br />the right to grant and convey the Property and that the Property is unencumbered, except for encum- <br />brances of record. Borrower warrants and will defend generally the title to the Property against all claims <br />and demands, subject to any encumbrances of record. <br />THIS SECURITY INSTRUMENT combines uniform covenants for national use and non-uniform <br />covenants with limited variations by jurisdiction to constitute a uniform security instrument covering real <br />property. <br />UNIFORM COVENANTS. Borrower and Lender covenant and agree as follows: <br />1. Payment of Principal, Interest, Escrow Items, and Late Charges. Borrower shall pay when <br />due the principal of, and interest on, the debt evidenced by the Note and late charges due under the <br />Note. Borrower shall also pay funds for Escrow Items pursuant to Section 3. Payments due under the <br />Note and this Security Instrument shall be made in U.S. currency. However, if any check or other instru- <br />ment received by Lender as payment under the Note or this Security Instrument is returned to Lender <br />unpaid, Lender may require that any or all subsequent payments due under the Note and this Security <br />Instrument be made in one or more of the following forms, as selected by Lender: (a) cash; (b) money <br />order; (c) certified check, bank check, treasurer's check or cashier's check, provided any such check is <br />drawn upon an institution whose deposits are insured by a federal agency, instrumentality, or entity; or <br />(d) Electronic Funds Transfer. <br />Payments are deemed received by Lender when received at the location designated in the Note or at <br />such other location as may be designated by Lender in accordance with the notice provisions in Section <br />14. Lender may return any payment or partial payment if the payment or partial payments are insufficient <br />to bring the Loan current. Lender may accept any payment or partial payment insufficient to bring the Loan <br />current, without waiver of any rights hereunder or prejudice to its rights to refuse such payment or partial <br />payments in the future, but Lender is not obligated to apply such payments at the time such payments <br />are accepted. If each Periodic Payment is applied as of its scheduled due date, then Lender need not <br />pay interest on unapplied funds. Lender may hold such unapplied funds until Borrower makes payment <br />to bring the Loan current. If Borrower does not do so within a reasonable period of time, Lender shall <br />either apply such funds or return them to Borrower. If not applied earlier, such funds will be applied to the <br />outstanding principal balance under the Note immediately prior to foreclosure. No offset or claim which <br />NEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Modified for FHA 9/2014 (HUD Handbook 4000.1) <br />Ellie Mae, Inc. Page 3 of 11 <br />Form 3028 1/01 <br />NEEFHA15DE 0915 <br />NEEDEED (CLS) <br />12/06/2018 01:48 PM PST <br />