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A
<br />200008,Zoo
<br />Loan No.: 7300080393
<br />estimates thereof. Borrower shall not be obligated to mAke such payments of Funds to Lender to the extent that Borrower
<br />makes such payments to the holder of a prior mortgage or deed of trust if such holder is an institutional lender. If Borrower
<br />pays Funds to Lender, the Funds shall be held in an institution the deposits or accounts of which are insured or guaranteed by
<br />a federal or state agency (including Lender if Lender is such an institution). Lender shall apply the Funds to pay said taxes,
<br />assessments, insurance premiums and ground rents. Lender may not charge for so holding and applying the Funds, analyzing
<br />said account or verifying and compiling said assessments and bills, unless Lender pays Borrower interest on the Funds and
<br />applicable law permits Lender to make such a charge. Borrower and Lender may agree in writing at the time of execution of
<br />this Deed of Trust that interest on the Funds shall be paid to Borrower, and unless such agreement is made or applicable law
<br />requires such interest to be paid, Lender shall not be required to pay Borrower any interest or earnings on the Funds. Lender
<br />shall give to Borrower, without charge, an annual accounting of the Funds showing credits and debits to the Funds and the
<br />purpose for which each debit to the Funds was made. The Funds are pledged as additional security for the sums secured by
<br />this Deed of Trust.
<br />If the amount of the Funds held by Lender, together with the future monthly installments of Funds payable prior to
<br />the due dates of taxes, assessments, insurance premiums and ground rents, shall exceed the amount required to pay said taxes,
<br />assessments, insurance premiums and ground rents as they fall due, such excess shall be, at Borrower's option, either promptly
<br />repaid to Borrower or credited to Borrower on monthly installments of Funds. If the amount of the Funds held by Lender shall
<br />not be sufficient to pay taxes, assessments, insurance premiums and ground rents as they fall due, Borrower shall pay to Lender
<br />any amount necessary to make up the deficiency in one or more payments as Lender may require.
<br />Upon payment in full of all sums secured by this Deed of Trust, Lender shall promptly refund to Borrower any Funds
<br />held by Lender. If under paragraph 17 hereof the Property is sold or the Property is otherwise acquired by Lender, Lender shall
<br />apply, no later than immediately prior to the sale of the Property or its acquisition by Lender, any Funds held by Lender at the
<br />time of application as a credit against the sums secured by this Deed of Trust.
<br />3. Application of Payments. Unless applicable law provides otherwise, all payments received by Lender under the Note
<br />and paragraphs 1 and 2 hereof shall be applied by Lender first in payment of amounts payable to Lender by Borrower under
<br />paragraph 2 hereof, then to interest payable on the Note, and then to the principal of the Note.
<br />4. Prior Mortgages and Deeds of Trust; Charges; Liens. Borrower shall perform all of Borrower's obligations under
<br />any mortgage, deed of trust or other security agreement with a lien which has priority over this Deed of Trust, including
<br />Borrower's covenants to make payments when due. Borrower shall pay or cause to be paid all taxes, assessments and other
<br />charges, fines and impositions attributable to the Property which may attain a priority over this Deed of Trust, and leasehold
<br />payments or ground rents, if any.
<br />5. Hazard Insurance. Borrower shall keep the improvements now existing or hereafter erected on the Property insured
<br />against loss by fire, hazards included within the term "extended coverage," and such other hazards as Lender may require and
<br />in such amounts and for such periods as Lender may require.
<br />The insurance carrier providing the insurance shall be chosen by Borrower subject to approval by Lender; provided,
<br />that such approval shall not be unreasonably withheld. All insurance policies and renewals thereof shall be in a form acceptable
<br />to Lender and shall include a standard mortgage clause in favor of and in a form acceptable to Lender. Lender shall have the
<br />right to hold the policies and renewals thereof, subject to the terms of any mortgage, deed of trust or other security agreement
<br />with a lien which has priority over this Deed of Trust.
<br />In the event of loss, Borrower shall give prompt notice to the insurance carrier and Lender. Lender may make proof
<br />of loss if not made promptly by Borrower.
<br />If the Property is abandoned by Borrower, or if Borrower fails to respond to Lender within 30 days from the date notice
<br />is mailed by Lender to Borrower that the insurance carrier offers to settle a claim for insurance benefits, Lender is authorized
<br />to collect and apply the insurance proceeds at Lender's option either to restoration or repair of the Property or to the sums
<br />secured by this Deed of Trust.
<br />6. Preservation and Maintenance of Property; Leaseholds; Condominiums; Planned Unit Developments. Borrower
<br />shall keep the Property in good repair and shall not commit waste or permit impairment or deterioration of the Property and
<br />shall comply with the provisions of any lease if this Deed of Trust is on a leasehold. If this Deed of Trust is on a unit in a
<br />condominium or a planned unit development, Borrower shall perform all of Borrower's obligations under the declaration or
<br />covenants creating or governing the condominium or planned unit development, the by -laws and regulations of the condominium
<br />or planned unit development, and constituent documents.
<br />7. Protection of Lender's Security. If Borrower fails to perform the covenants and agreements contained in this Deed
<br />of Trust, or if any action or proceeding is commenced which materially affects Lender's interest in the Property, then Lender,
<br />at Lender's option, upon notice to Borrower, may make such appearances, disburse such sums, including reasonable attorneys'
<br />fees, and take such action as is necessary to protect Lender's interest. If Lender required mortgage insurance as a condition
<br />of making the loan secured by this Deed of Trust, Borrower shall pay the premiums required to maintain such insurance in
<br />effect until such time as the requirement for such insurance terminates in accordance with Borrower's and Lender's written
<br />agreement or applicable law.
<br />INITIALS INITIALS 4-0- MINITIALS INITIALS
<br />NEBRASKA S COND MORTGAGE - 1/80
<br />Page 2 of 5 Form 3828
<br />FNMA/FHLMC UNIFORM INSTRUMENT 2DOTNE2 01/96
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