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1OV I1sad •T.9 <br />rn <br />-n <br />n <br />n <br />Return To: First National Bank of <br />Omaha <br />1620 Dodge Street Stop Code 3165 <br />Omaha, NE 68197-3165 <br />Prepared By: Sara Yoder <br />1620 Dodge St. <br />Omaha, NE 68197 <br />Deed of Trust <br />Definitions. Words used in multiple sections of this document are defined below and other words are <br />defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this <br />document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated December 7, 2018, together with <br />all Riders to this document. <br />(B) "Borrower" is Scott T Panagiotis and Manlei Wang, A Married Couple; . Borrower is the <br />trustor under this Security Instrument. <br />(C) "Lender" is First National Bank of Omaha. Lender is a national bank organized and existing <br />under the laws of the United States of America. Lender's address is 1620 Dodge Street Stop Code <br />3165, Omaha, NE 68197-3165. Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is First National Bank of Omaha. <br />NEBRASKA -Single Family -Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Bankers Systems'" VMP® <br />Wolters Kluwer Financial Services 2018120518.3.0.2131-J20180323Y <br />1313806 <br />Form 3028 1/01 <br />12/2017 <br />Page 1 of 16 <br />