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201807688 <br />If Lender exercises the option to require immediate payment in full, Lender shall <br />give Borrower notice of acceleration. The notice shall provide a period of not less <br />than 30 days from the date the notice is given in accordance with Section 15 within <br />which Borrower must pay all sums secured by this Security Instrument. If Borrower <br />fails to pay these sums prior to the expiration of this period, Lender may invoke any <br />remedies permitted by this Security Instrument without further notice or demand on <br />Borrower. <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Fixed/Adjustable Rate Rider. <br />_4 <br />VICKY K GLISH <br />(Seal) <br />-Borrower <br />STEVEN E ENGLISH <br />(Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />MULTISTATE FIXEDIADJUSTABLE RATE RIDER -WSJ One -Year LIBOR -Single Family -Fannie Mae Uniform Instrument <br />Form 3187 6/01 (Page 4 of 4) <br />G3187-04 (07/16) <br />f11.7 <br />