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201807088 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants <br />contained in this Security Instrument and in any Rider executed by Borrower and recorded with <br />it. <br />VICKY K ENGLISH <br />STEVEN E ENGLISH <br />(Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />Witnesses: <br />NEBIZASKA -- Single Family -- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Foran 31128 1/01 <br />CCC - C3028-18 (09/01) (Page 18 of 19) <br />