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201807442 <br />9.3 Improper Maintenance and Use of Lots. <br />In the event that any portion of any Lot is improperly maintained so as to present a public <br />or private nuisance, or as to substantially detract from the appearance or quality of the <br />surrounding Lots or other areas of the Project that are substantially affected thereby or related <br />thereto, or in the event that any portion of a Lot is being used in a manner that violates this <br />Declaration; or in the event that the Owner of any Lot is failing to perform any obligations under <br />the Community Documents, the Board may make a finding to such effect, specifying the <br />particular condition or conditions that exist, and give notice thereof to the offending Owner that <br />unless corrective action is taken within fourteen (14) days, the Board may cause such action to <br />be taken at said Owner's expense. If the requisite corrective action has not been taken at the <br />expiration of said 14 -day period of time, the Board shall be authorized and empowered to cause <br />such action to be taken and the cost thereof shall be paid by the Owner to the Association upon <br />demand, and payment of such amounts shall be secured by the Assessment Lien. <br />ARTICLE 10 <br />INSURANCE <br />10.1 Scope of Coverage. <br />Commencing no later than the time of the first conveyance of a Lot to a Purchaser, the <br />Association shall maintain, to the extent reasonably available, the following insurance coverage: <br />(a) Comprehensive general liability insurance, including medical payments <br />insurance, in an amount determined by the Board, but not less than $1,000,000. <br />Such insurance shall cover all occurrences commonly insured against for death, <br />bodily injury, and property damage arising out of or in connection with the use, <br />ownership, or maintenance of the Areas of Association Responsibility and all <br />other portions of the Project that the Association is obligated to maintain under <br />this Declaration, and shall also include hired automobile and non -owned <br />automobile coverages with cost liability endorsements to cover liabilities of the <br />Owners as a group to an Owner; <br />(b) Property insurance on all Areas of Association Responsibility, insuring against all <br />risk of direct physical loss in an amount equal to the maximum insurable <br />replacement value of the Areas of Association Responsibility, as determined by <br />the Board; provided, however, that the total amount of insurance after application <br />of any deductibles shall not be less than one hundred percent (100%) of the <br />current replacement cost of the insured property exclusive of land, excavations, <br />foundations, and other items normally excluded from a property policy; <br />(c) Workmen's compensation insurance to the extent necessary to meet the <br />requirements of the laws of Nebraska; and <br />(d) Such other insurance as the Board shall determine from time to time to be <br />appropriate to protect the Association or the Owners. <br />Page 50 of 67 <br />