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r � Q. UNIMM SFCiJRF Y INSI'iRUMi1 , QOYSRNING LAW= SFVERASIIM Uniform Covenant 13 of the Security Instrunwat is aaseaded to raid a follows: U. Uaitessa snarly iatMwsnMS Cwvooft Law; 3ewrshi(y. This form of Security Instiumeni combiaa uniform covenants for natkwod ntst • and tton•unifets covverunts with Waited variations by jurisdiction to constitute a uaiform security instrument cowrieg trial property. TMs Socusity Instrueem shall be pvarsed by FWvd law sad the law of the jurisdiction Is wt" fire Property is located. in the twat that MW - provision or dance of this Swority Instrument or the Note coafkts with arOmble law, suds coaf ct shall not affect other provisiorxa of this Security lmtrtttmnt or the Now which con be Siva effect without the coaflicthe prov irioa. and to this cad the provisions of this Security Instntmeat sad the Nora are d4wed to be severable. L UA1Vll)M OF I= PMMkTV OR A M►NSFIMU IMVlU T IN RQ1111111OWEi ! thdfoaa C*vsmat 17 of the Sunsrity Isetrumatt is ameaded to read at folfaws: ' 17. ltaaWbr at tits leupetl< err a itsrsNhiN IbNnd r Owreww. if aU or say part of the Property or an intema therein is sold or tra Wand (or if a ' , - IN, 11 isserm is ioevower is sold or transferred and Borrower is not a as wil pdteort) without l endeet prior written consent. Leader slap. at Liner's option. dwWe all the suns secured by this Security Inannecat to be immadWely duo and payable. However. this option *hail not be atacise 'by Leader if exercise is not authorized by Feder4 knw. Lender spay waive the cwrcise of this option if: (a) Borroower ca sm to be submitted to Lender information required by Leader to evaluaso the intruded ttansferw aA it a new lows was being aside to the trtpts¢ar sad (b) Lander ressomrbly determines that Lender's wavity will not be impaired by the loan assumption and that the risk of the r brosci and itry ooaalae or agreeasent in this Security Instrument b acgeptable to Leader. To the exist permitted by applicable law. Lender may chneve a reasom" fee as s condition to I.estda's consent to the loan assumption. Lender nwy also ratlulxe the tmastace to keep all the promises and sgreetocaks trade in the Note and in this Security lostrutment. "If Lender aavr A , such option to acceierate, Lender shalh.sail Borrower notice d acceleration in accordance with paragraph IL hereof. Such notice shall provide a period of not leu than 30 days from the date the notice is rgs Jtd within which Borrower may pay the sums declared due. If Borrows tails to pay arch sums prior to the expiation of such period. Leader atay. without further notice or demand on Borrower.. . invoke any remedies peratitae 'by this Security Instrutme nt. ' •'Notwithstanding a sale or harts, Borrower will continue to be obligated under the Note and this Security Instrument unless Leader has rcteN 01 Dotrowa in writing." F. LOAN ivXANtd9 If the loan waned by the Security lastrument is subject to a law which sets user Amiim loan charges, and that law is fatally interpreted•so that the is aerest or other lase -1 got collected or to be collected in connecsif• vith the igaa exceed permitted limits, then: (1) say-such loan ' ► .�._ �. a w�..�..r.......... ..� r}I. w w:t..�v w:'w .'iv'•.wy.w N4NxV -a � :i w:7 .��+. .s""o :.r.. v...... . -: .. -.. wltic h :ampWed pandisd limbs wMbe retnailed to Borrower. tonder may choose to make this tefund by reducing the principal owed under the . Norsk ar by ssakim a dirm gent to Borrower. I! a refund rexfuces principal. the reduction will be tr aced as a partial prepayment itnder the Note. 41N WITNFBB WHFMW. Own wer ho exeesrN tlis A dJ;mtsbk Rase Rider. Herr an L. Jensen BOR ATE R (Seal) Bonnie L. lenst?n RROWER C n P 1 �9 r (Seal) BORROWER (SIGN ORIGINAL ONLY) + � T I C /`4 Q T1 ^ 1. t "` r _' -1 rn n ., .� C> t: + � T I