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200/078/4 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and provisions contained in this <br />1-4 Family Rider. <br />(5:Q 400.0 <br />��°"�``�^ (Seal) 'S ti". (Seal) <br />P UL L SCHLICK - Borrower LORI J SCHLICK Borrower <br />e <br />(MM (0008) <br />—(Seal) <br />- Borrower <br />—(Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />Page 4 of 4 <br />— (Seal) <br />- Borrower <br />—(Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />01- 15228911 <br />Form 3170 1101 <br />