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1 <br />201807015 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />A4, <br />-Witness <br />(Seal) 11 Jl d vV' <br />Thomas W Stover -Borrower Y .I da Z St er <br />STATE OF NEBRASKA, /kid County ss: <br />The foregoi g instrument was acknowledged before me this day of <br />1, by Thomas W Stover a d Yonda Z toyer. <br />Witness my hand and notarial seal at (5 (Cp yid �Q /Q ,i(( in said County, the date aforesaid. <br />-Witness <br />(Seal) <br />-Borrower <br />My Commission Expires: ,2)/q <br />GENERAL NOTARY - State of Nebraska <br />MARNIE SCHAGER SUNDERMEIER <br />My Comm. Exp. September 8, 2019 <br />otary Public <br />Loan originator (Organization): Gateway Mortgage Group, LLC; NMLS #: 7233 <br />Loan originator (Individual): Scott Kissler; NMLS #: 1525872 <br />NEBRASKA -Single Family -Fannie Mae/Freddie Mac UNIFORM INSTRUMENT with MERS Form 3028 1101 <br />Page 13 of 13 <br />IDS, Inc. - 30227 <br />iii <br />