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<br />UNIFORM COVENANTS Borrower and Lender covenant and agree as follows 90--105410
<br />1. Pa111aeM Of Prilncfpal and ln%Mli Probildy tetll OW Left Charges. Borrower shall promptly pay when due the
<br />principal of and Interest on the debt evidenced by the Note and any prepayment and late charges due under the Note.
<br />Z. FundsforTaxeslledlnsilrance. Subject to applicable law at to a written waiver by Lender. Borrower shell pay
<br />to Lender on the day monthly payments are due under the Note, until the Note is paid in full• a sum ("Funds") equal to
<br />one - twelfth of; (a) yearly taxes and assessments which may attain priority over this Security Instrument; (b) yearly
<br />Isals"d payments or ground rents on the Properly. II any; (c) yearly hazard insurance premiums; and (d) yearly
<br />mortgage Insurance, premiums, if any. These items are called "escrows items" Lender may estimate the Funds due on the
<br />basis of current data and reasonable estimates of future escrovi items
<br />The Funds shall I be held in an institution the deposits or accounts of which are insured or guaranteed by a federal or
<br />state agency (including Lender it Lender is such an Institution) Lender shall apply the Funds to pay the escrow items
<br />Lender may not charge for holding and applying the Funds. analyzing the account or verifying. the escrow items, unless
<br />Lender pays Borrower interest on the Funds and applicable law permits Lender to make such a charge. Borrower and
<br />lender may agree in writing that interest shall be paid on the Funds Unless an agreement ►s made or applicable law
<br />requires interest to be paid, Lender shall not be required to pay Borrower any interest or earnings on the Funds Lender
<br />shall give to Borrower, without charge. an annual accounu ng of the Funds showing credits and debits to than Funds and the
<br />purpose for which each debit to the Funds was made the Ftands are pledged as additional security for thr sums secured
<br />by the Security Instrument
<br />I I the amount of the Funds held by Lender. together with the future monthly payments of Funds payable prior to the
<br />due datesof theescrow items. shall exceed the amount required to pay the esc row Items when due, the excess shall be, at
<br />Borrowers option, either promptly repaid to Borrower or credited to Borrower on monthly payments of Funds If the
<br />amount of the Funds held by Lender is not sufficient to pay the escrow items when due. Borrower shall pay to Lender Any
<br />amount necessary to make up the deficiency in one or more payments as required by Lender
<br />Upon payment in lull of all sums secured by this Security Instrument. Lender shall promptly refund to Borrower any
<br />Funds held by lender If under paragraph 19t ie Property is sold or acquired by Lender Lender shall apply, no later than
<br />immediately prior to the sale of the Properly or Its acciwaition by Lander any: funds held by Lando at the Wild ui
<br />application as a credit against the sums secured by this Securtty Instrument
<br />3. Apilikatlon olPayments. Unless applicable law provides otherwise. all payments received by Lender tinder
<br />paragraphs 1 and 2 shall be applied first. to late charges due under the Nole. second to prepayment charges due under
<br />the Note; third, to amounts payable under paragraph 2 fourth to intoiest due and Iasi, to principal due
<br />e. Charges; Liens. Borrower shall pay all lazes. assessments charges. lines and impositions attributable to the
<br />Property which may attain priority over this Securely Instrument. and Ivasehold payments or ground rer►ts of any
<br />Borrower shall pay these obligations in the mannlir Provided nl paragraph 2 or if not paid in that manner. Borrower shall
<br />pay them on time directly to the person owed payment port owpr shall promptly furnish to Lender all notices of amounts to
<br />be paid under this paragraph If Borrower makes these payments directly. Borrower shall promptly furnish to Lender
<br />receipts evidencing the payments
<br />Borrower shall promptly discharge any lien which has priority aver this Security Instrument unless So -rower (a)
<br />agrees in writing to the payment of the obligation Sect.red by the hen in a nlnnnpr acceptable to L ender (b) contests in
<br />good laath the lien by, or defends against enforcement tit the lien rn legal Proceedings which in the Lender's opinion
<br />operate top►event the enforcement of the lien or forteilmi- tit any pail of the Property. (it (r I secures from the holder of the
<br />lien an agreement satrslactory to Lender subordinating the- lit lot to this Sorority Instrument If Lender determines that any
<br />part of the Property is subject to a lien which may allai n Poor i ►ityuvm this Securitylnstrument Lender may give Oaf rower a
<br />notice identifying the lien Borrower shall satisfy the lion of take one or more ofthp actions set forth above within l0daysof
<br />the giving of notice
<br />5. Hasa" Iftssaanae. Borrower shall keep the improvements now existing or hereafter erected an the Property
<br />insured against loss 'ay fire, hazards included *(thin thi• terin ttrllonded r•uverage ' and any other hazards for which
<br />Lender requires insurance This msuranco shall he maintained in the amounts and for the periods that Lender requires
<br />The insurance carrier providing thole insurance shall he chosen by Borrower subject to t ender's approval which svlall not be
<br />unreasonably withheld
<br />All insurance policies and renewals shill he acceplable to Lender )sod shall mcludt• it standard mortgage clause
<br />Lender shall have the right tohdldthe policies and rene-Ovals Iftenderr quirml 8oripwet shall promptly give to Lender all
<br />receipts of paid premiums and renewal notices In the event of loss. Burrower shAv give prompt notice to the insurance
<br />carrier and Lender Lender may make proof of loss if not e',.ade pr ompliy by H�•'r•pwc°
<br />Unless Lender and Burrower,1hormseagreeinwrrte,) *eapp:r►ldtomulorar""r,.WaIll
<br />of the Proper ly damaged, if the restoration or repair is t'c an..e. :z3'• r• "1'ba 1;4e- dad Le•. JPr s Se(,N/ 5 nGt INgS(i'rRL' if 1P+K'
<br />restotatlono► repair ty riot economically hsa% C,'P•ur Lend* S sr'i :.p ft. viii. 1 hr p Y,t :meld the ir!I;, "Fret V yrp`•Yi•fibShall Do
<br />applied to the surny- vicufeid by this Securgj, l.rislrutner,t wheth(•r i,ir r, .;f then due with any t•ii; ,a'pttd.t•E' &DDower It
<br />BO►r~.r Abandons title PiraVer,, or does not answer wane 30 days a notice tlon' finder that tine insurarr,, :e,:.iirner has
<br />offepred fa settle a claim. then l.-F) .Yr may collect the mst,raricti proceeds L ender miry iuse the proceeds to mega, I of restore
<br />fee For4 porty or to pay sums seemed by this Security Instrument, whether or not then due Toile 30 -dav oeriod will began
<br />when the notice is q ven
<br />Unless Lencfr, and Borrower dtheroormo Agree in wilting. any .1pphLaht., • .$ I •''1 P1.1iS 14+ l". (,Pat shall not extend or
<br />postpone the due ds:e of the monthly payments rtVteirea to in paragraphs t and c•r •c nangp the amount of tine. payments If
<br />under paragraph 19 the Property is acq(,rrerd by Lender Borrower s right h) any . %_.4, r• pr)I - r ,ay and prw. or- `d9 eesull,nq
<br />thorn darnage to the Pfojrer Illy prow to Ili(• At quisition Shat•t pass to L tinder to trip e later) r fit rep. 3 soli s 41•c tired ri y to % ^yp(t or, fir
<br />Instrument rnnmedwtely prior to the acquisahetn
<br />•. PrsimrahO►1 and Mlapttellanee IN Property; Lesseholds. f5orr,iMrr SRai1 not dr.l frOw p► d.11"44e ale Sobstan
<br />loally change the Property. allow the Pt operly to deter #or ole or curto troll waste 11tH,SS•v.irrilytrgT,i)mpnf • sanaietast►iUld
<br />Borrower shall Comply with the provisions of the lease. and it Borrower acquires fee title to the Property me leasehold and
<br />I** title shall not merge unless Lender agrees to the merger in writing
<br />7. Proleollon of Lender's Rights In" Property; Mort~ Insurance. If Borrower falls to perfurnt tflpL ovenants
<br />and agreements contained in this Security Instrument, or there is legal ptut.epding that may siyntht anlly affe-c.t i prider s
<br />rights in the Properly (such as a proceeding in bankruptcy probate. for condemnation,urtoonfort.plaws ulregur,ltiuns,
<br />then Lender may do and pay for whatever is necessary to protect the value Vf Ihp Prit Ili •rIy dm1 l e ndal S 1i41it!, III the
<br />Property Lender s actions may include paying any sums StitUred 1/y ,I lion whit It has ptiuriIV .-,er Ire,-, ',1v ur,ll
<br />Instrument appeanngincoutt paying reasunNbleallo, Hey•. fee5undonte-firig oil the PropertyIomahi •nip :111•. Ailhi,titit,
<br />Lender may take action under this paragraph 7 Lender dueb riot have to du sit
<br />Any amounts disbursed by Lender under this par aljraph I she'll liet ones gaol ittrtal debt of (4,11 r i,we-t yet tired by this,
<br />SQCUfIIy lrnlfument UnIeSIBoriuwei and Lender ilgrtili W 01her te-treb 011)4y'mt•nl the-yt• ;J1111O nt•, •,1,.(11 twat ^fr1, i••,t (1,.11,
<br />the date of disbursement at the- Nettie rate .1110 0h,111 he Iv ,latliv A-th ,nti•r,•tit i,I „ , 1 i• 1,, 1 , , "l, i 1•• 11,,,r.,a, ,
<br />requosing payment
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