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Return To: Bank of Doniphan-Hastings Branch <br />}00 N Burlington Avenue <br />Hastings, NE 68901 <br />Prepared By: Bank of Doniphan-Hastings Branch <br />800 N Burlington Avenue <br />Hastings, NE 68901 <br />4 <br />Deed of Trust <br />MIN 1003601-0000336181-3 <br />Definitions. Words used in multiple sections of this document are defined below and other words are <br />defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this <br />document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated October 1, 2018, together with all <br />Riders to this document. <br />(B) "Borrower" is Ronald A Bigger and Ronda A Bigger , Husband and Wife. Borrower is the <br />trustor under this Security Instrument. <br />(C) "Lender" is Bank of Doniphan. Lender is a state non-member bank organized and existing <br />under the laws of Nebraska. Lender's address is PO Box 270, Doniphan, NE 68832-0270. <br />(D) "Trustee" is West Gate Bank. <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation <br />that is acting solely as a nominee for Lender and Lender's successors and assigns. MERS is the <br />beneficiary under this Security Instrument. MERS is organized and existing under the laws of <br />Delaware, and has an address and telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. <br />(888) 679-MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated October 1, 2018. The Note <br />states that Borrower owes Lender two hundred thousand and 00/100 Dollars (U.S. $200,000.00) <br />plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the <br />debt in full not later than November 1, 2048. <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights <br />in the Property." <br />(H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late <br />charges due under the Note, and all sums due under this Security Instrument, plus interest. <br />(I) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The <br />following Riders are to be executed by Borrower [check box as applicable]: <br />V01.1.1.17179 <br />NEBRASKA -Single Family -Fannie Mae/Freddie Mac UNIFORM INSTRUMENT WITH MERS <br />Bankers Systems" VMP® <br />Wolters Kluwer Financial Services 18.2.0.1989-J20180810N <br />Form 30281/01 <br />07/2018 <br />Page 1 of 12 <br />