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<br />WHEN RECORDED MAIL TO: 
<br />Five Points Bank 
<br />West Branch 
<br />2009 N. Diers Ave. 
<br />Grand Island, NE 68803 FOR RECORDER'S USE ONLY 
<br />DEED OF TRUST 
<br />THIS DEED OF TRUST is dated July 30, 2001, among BRIAN J ZABKA and VICKY J ZABKA f/k/a VICKY J 
<br />GLAUSE, HUSBAND AND WIFE ( "Trustor "); Five Points Bank, whose address is West Branch, 2009 N. Diers 
<br />Ave., Grand Island, NE 68803 (referred to below sometimes as "Lender" and sometimes as "Beneficiary"); 
<br />and Five Points Bank, whose address is P.O Box 1507, Grand Island, NE 68802 -1507 (referred to below as 
<br />"Trustee "). 
<br />CONVEYANCE AND GRANT. For valuable consideration, Trustor conveys to Trustee In trust, WITH POWER OF SALE, for the benefit of 
<br />Lender as Beneficiary, all of Trustor's right, titre, and interest in and to the following described real property, together with all existing or 
<br />subsequently erected or affixed buildings, improvements and fixtures; all easements, rights of way, and appurtenances; all water, water rights and 
<br />ditch rights (including stock in utilities with ditch or irrigation rights); and all other rights, royalties, and profits relating to the real property includingg 
<br />without limitation all minerals, oil, gas, geothermal and similar matters, (the "Real Property ") located in HALL County, State of 
<br />Nebraska: 
<br />Lot Fifteen (15), Westwood Park Subdivision, to the City of Grand Island, Hall County, Nebraska. 
<br />The Real Property or its address is commonly known as 706 SWEETWOOD DR, GRAND ISLAND, NE 
<br />68803. The Real Property tax identification number is 400167050. 
<br />REVOLVING LINE OF CREDIT. Specifically, without limitation, this Deed of Trust secures a revolving line of credit, which obligates 
<br />Lender to make advances to Trustor so long as Trustor complies with all the terns of the Credit Agreement. Such advances may be 
<br />made, repaid, and remade from time to time, subject to the limitation that the total outstanding balance owing at any one time, not 
<br />Including finance charges on such balance at a fixed or variable rate or sum as provided In the Credit Agreement, any temporary 
<br />overages, other charges, and any amounts expended or advanced as provided In this paragraph, shall not exceed the Credit Limit as 
<br />provided in the Credit Agreement. It is the Intention of Trustor and Lender that this Deed of Trust secures the balance outstanding 
<br />under the Credit Agreement from time to time from zero up to the Credit Limit as provided in this Deed of Trust and any Intermediate 
<br />balance. 
<br />Trustor presently assigns to LFnder (also known as Beneficiary in this Deed of Trust) all of Trustor's right, title, and interest in and to all present 
<br />and future leases of the Property and all Rents from the Property. In addition, Trustor grants to Lender a Uniform Commercial Code security 
<br />interest in the Personal Property and Rents. 
<br />THIS DEED OF TRUST, INCLUDING THE ASSIGNMENT OF RENTS AND THE SECURITY INTEREST IN THE RENTS AND PERSONAL 
<br />PROPERTY, IS GIVEN TO SECURE (A) PAYMENT OF THE INDEBTEDNESS AND (B) PERFORMANCE OF EACH OF TRUSTOR'S 
<br />AGREEMENTS AND OBLIGATIONS UNDER THIS DEED OF TRUST. THIS DEED OF TRUST IS GIVEN AND ACCEPTED ON THE 
<br />FOLLOWING TERMS: 
<br />PAYMENT AND PERFORMANCE. Except as otherwise provided in this Deed of Trust, Trustor shall pay to Lender all amounts secured by this 
<br />Deed of Trust as they become due, and shall strictly and in a timely manner perform all of Trustor's obligations under the Credit Agreement, this 
<br />Deed of Trust, and the Related Documents. 
<br />POSSESSION AND MAINTENANCE OF THE PROPERTY. Trustor agrees that Trustor's possession and use of the Property shall be governed 
<br />by the following provisions: 
<br />Possession and Use. Until the occurrence of an Event of Default, Trustor may (1) remain in possession and control of the Property; (2) 
<br />use, operate or manage the Property; and (3) collect the Rents from the Property. Real Property and collect the Rents. 
<br />Duty to Maintain. Trustor shall maintain the Property in good condition and promptly perform all repairs, replacements, and maintenance 
<br />necessary to preserve its value. 
<br />Hazardous Substances. Trustor represents and warrants that the Property never has been, and never will be so long as this Deed of Trust 
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<br />WHEN RECORDED MAIL TO: 
<br />Five Points Bank 
<br />West Branch 
<br />2009 N. Diers Ave. 
<br />Grand Island, NE 68803 FOR RECORDER'S USE ONLY 
<br />DEED OF TRUST 
<br />THIS DEED OF TRUST is dated July 30, 2001, among BRIAN J ZABKA and VICKY J ZABKA f/k/a VICKY J 
<br />GLAUSE, HUSBAND AND WIFE ( "Trustor "); Five Points Bank, whose address is West Branch, 2009 N. Diers 
<br />Ave., Grand Island, NE 68803 (referred to below sometimes as "Lender" and sometimes as "Beneficiary"); 
<br />and Five Points Bank, whose address is P.O Box 1507, Grand Island, NE 68802 -1507 (referred to below as 
<br />"Trustee "). 
<br />CONVEYANCE AND GRANT. For valuable consideration, Trustor conveys to Trustee In trust, WITH POWER OF SALE, for the benefit of 
<br />Lender as Beneficiary, all of Trustor's right, titre, and interest in and to the following described real property, together with all existing or 
<br />subsequently erected or affixed buildings, improvements and fixtures; all easements, rights of way, and appurtenances; all water, water rights and 
<br />ditch rights (including stock in utilities with ditch or irrigation rights); and all other rights, royalties, and profits relating to the real property includingg 
<br />without limitation all minerals, oil, gas, geothermal and similar matters, (the "Real Property ") located in HALL County, State of 
<br />Nebraska: 
<br />Lot Fifteen (15), Westwood Park Subdivision, to the City of Grand Island, Hall County, Nebraska. 
<br />The Real Property or its address is commonly known as 706 SWEETWOOD DR, GRAND ISLAND, NE 
<br />68803. The Real Property tax identification number is 400167050. 
<br />REVOLVING LINE OF CREDIT. Specifically, without limitation, this Deed of Trust secures a revolving line of credit, which obligates 
<br />Lender to make advances to Trustor so long as Trustor complies with all the terns of the Credit Agreement. Such advances may be 
<br />made, repaid, and remade from time to time, subject to the limitation that the total outstanding balance owing at any one time, not 
<br />Including finance charges on such balance at a fixed or variable rate or sum as provided In the Credit Agreement, any temporary 
<br />overages, other charges, and any amounts expended or advanced as provided In this paragraph, shall not exceed the Credit Limit as 
<br />provided in the Credit Agreement. It is the Intention of Trustor and Lender that this Deed of Trust secures the balance outstanding 
<br />under the Credit Agreement from time to time from zero up to the Credit Limit as provided in this Deed of Trust and any Intermediate 
<br />balance. 
<br />Trustor presently assigns to LFnder (also known as Beneficiary in this Deed of Trust) all of Trustor's right, title, and interest in and to all present 
<br />and future leases of the Property and all Rents from the Property. In addition, Trustor grants to Lender a Uniform Commercial Code security 
<br />interest in the Personal Property and Rents. 
<br />THIS DEED OF TRUST, INCLUDING THE ASSIGNMENT OF RENTS AND THE SECURITY INTEREST IN THE RENTS AND PERSONAL 
<br />PROPERTY, IS GIVEN TO SECURE (A) PAYMENT OF THE INDEBTEDNESS AND (B) PERFORMANCE OF EACH OF TRUSTOR'S 
<br />AGREEMENTS AND OBLIGATIONS UNDER THIS DEED OF TRUST. THIS DEED OF TRUST IS GIVEN AND ACCEPTED ON THE 
<br />FOLLOWING TERMS: 
<br />PAYMENT AND PERFORMANCE. Except as otherwise provided in this Deed of Trust, Trustor shall pay to Lender all amounts secured by this 
<br />Deed of Trust as they become due, and shall strictly and in a timely manner perform all of Trustor's obligations under the Credit Agreement, this 
<br />Deed of Trust, and the Related Documents. 
<br />POSSESSION AND MAINTENANCE OF THE PROPERTY. Trustor agrees that Trustor's possession and use of the Property shall be governed 
<br />by the following provisions: 
<br />Possession and Use. Until the occurrence of an Event of Default, Trustor may (1) remain in possession and control of the Property; (2) 
<br />use, operate or manage the Property; and (3) collect the Rents from the Property. Real Property and collect the Rents. 
<br />Duty to Maintain. Trustor shall maintain the Property in good condition and promptly perform all repairs, replacements, and maintenance 
<br />necessary to preserve its value. 
<br />Hazardous Substances. Trustor represents and warrants that the Property never has been, and never will be so long as this Deed of Trust 
<br />V� 
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