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TJ Section 16. <br />Lender is a Credit Union <br />organized and existing under the laws of <br />Lender's address is 141415th Street <br />Columbus, NE 68601 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is <br />Nebraska Energy Federal Credit Union <br />1414 15th Street, P.O. Box 499 <br />Columbus, NE 68602 -0499 <br />[Space Above This Line For Recording Data] <br />When Recorded Return To: <br />Nebraska Energy Federal Credit Union <br />1414 15th Street <br />Columbus, NE 68601 <br />DEED OF TRUST <br />the State of Nebraska <br />NEBRASKA- Single Family - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 1/01 <br />Laser Forms Inc. (800) 446 -3555 <br />LFI #FNMA3028 9/11 Page 1 of 13 Initials <br />J <br />4` <br />r <br />1 - Cp <br />Loan No: 16455 -28 <br />Parcel ID: 400034964 <br />DEFINTTIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />▪ 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />— (A) "Security Instrument" means this document, which is dated September 21, 2018 <br />r together with all Riders to this document. <br />� (B) "Borrower" is <br />MI <br />M7 Julie Michelle Markvicka a/k/a Julie M. Markvicka and Marty James Markvicka a/kla Marty J. Markvicka, <br />wife and husband <br />t'7 ▪ Borrower is the trustor under this Security Instrument. <br />MI (C) "Lender" is Nebraska Energy Federal Credit Union <br />(E) "Note "means the promissory note signed by Borrower and dated September 21, 2018 <br />The Note states that Borrower owes Lender <br />SixtyThree Thousand DOLLARS and Zero CENTS <br />Dollars (U.S. $ 63,000.00 ) plus interest. Borrower has promised to pay this debt in regular <br />Periodic Payments and to pay the debt in full not later than October 1, 2033 <br />